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120 Sundance Circle, Durango, CO, 81303

5beds
3baths
3,466sqft
$1,195,000
$345price/sqft
$6,839/moest. monthly cost
$273,560/yrincome needed

About This Home

Welcome to your dream Colorado retreat! Nestled on 3.17 acres in the El Rancho Florida subdivision, this beautifully remodeled 5-bedroom, 3-bathroom home blends modern luxury with rural tranquility. Boasting unrivaled views of the La Plata Mountains, this horse-friendly property is fully equipped for the Western lifestyle. From the new stucco siding and fresh interior paint to the stained wood beams and upgraded flooring, this 3,466 sq ft residence has been thoughtfully refreshed throughout. The main level features an open floorplan in the kitchen, dining, and living room while loads of natural light stream through expansive windows. The kitchen comes equipped with Bosch appliances (dishwasher and oven), granite countertops, and modern lighting. Step through the sliding glass doors onto a huge, covered deck, arguably one of the absolute best views in the entire subdivision, perfect for catching cool summer breezes. The large, private primary suite sits on its own wing of the house, complete with a sliding glass door opening directly to the mountain facing deck. Two additional light-filled bedrooms, and a full bath finish out the opposite end of the main level. The lower level opens to a beautiful stamped-concrete patio, while a massive den/family room/exercise space features a built-in wet bar. A wood stove keeps the entire lower level warm and inviting during those crisp Colorado winters. Two more bedrooms, a dedicated office, and an expansive laundry room complete the lower level, offering incredible privacy for guests or multi-generational living. Stay comfortable year-round with 6 efficient mini-split heating/cooling units, in-floor radiant heat, and the lower-level wood stove. A fully fenced horse pasture with gates, a secure coyote fenced yard for pets, and a chicken coop provide a safe and secure space for animals. A newly poured concrete pad and expansive gravel parking offers ample room for vehicles, trailers, and toys. El Rancho Florida HOA handles central water, road maintenance, irrigation water (when available), and exclusive access to a private swimming beach.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
6/10
Escalante Middle SchoolGrades 6-87.5 mi
9/10
Durango High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range Top,Refrigerator,Dishwasher,Washer,Dryer,Disposal,Exhaust Fan,Oven-Wall

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Kitchen/Dining,Living Room Dining

Features

  • Ceiling Fan(s),Granite Counters,Walk-In Closet(s)
  • Flooring: Carpet-Partial,Tile
  • Fireplace features: Basement,Wood Burning Stove,Wood Stove
  • Fireplace: Yes
  • Finished area above ground: 3,466

Heating & Cooling

  • Heating features: Boiler,Radiant Floor,Wood Stove,Mini Split system
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,466
  • Total interior livable area: 3,466 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 590309204007

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 3.17 Acres
  • Features: Pasture

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Avalanche
Earthquake

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$268$3,216
Property Taxes $268$3,216
Electricity $261$3,139
Total$6,839$82,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,480/yr
40% on housing$205,170/yr
45% on housing$182,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 81303$505
La Plata County$489

vs Homes Sold Last Month

Median $/sqft

ZIP 81303$412
La Plata County$436

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$1,195,000
2019-07-29Sold$500,000
2019-06-26Pending sale$525,000
2019-06-17Price change$525,000
2019-04-17Listed for sale$529,900
2019-02-01Listing removed$479,900
2018-12-30Listed for sale$479,900
2018-12-06Pending sale$479,900
2018-11-05Price change$479,900
2018-08-02Listed for sale$499,900

For Sale by Agent

AgentRex Wehrman
BrokerageKeller Williams Realty Southwest Associates, LLC

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