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4656 County Road 302, Durango, CO, 81303

3beds
3baths
2,350sqft
$900,000
$383price/sqft
$5,139/moest. monthly cost
$205,560/yrincome needed

About This Home

Dear Buyer…Most people spend YEARS chasing this. The dream of acreage. Mountain views. Space to breathe. But here's what usually happens…You find the land. The views are there. Then you walk inside… and it's a gut job. Dated kitchen from 1987. Bathrooms that smell like someone died in there. Carpet that should've been burned during the Clinton Administration. So now you're stuck. Either you pass…Or you spend the next 18 months living in construction dust… bleeding money into contractors who disappear every other Tuesday. Not this time. Because someone already did ALL the heavy lifting for you. This 2,350 square foot home on three full acres in Florida Mesa? It's DONE. Completely remodeled. Top to bottom. New kitchen — granite counters, stainless appliances, an island big enough to actually USE. (Not one of those sad little breakfast bars where you're basically eating in the hallway.) All 2.5 bathrooms? Brand new. New tile. New vanities. Tiled shower surrounds. The kind of bathrooms where you're not embarrassed when your mother-in-law visits. New flooring throughout the ENTIRE house. New paint. New lighting. New hardware. Basically… there's NOTHING left on your to-do list. You show up with your furniture. You unpack. You crack a beer. And you go sit outside. And THAT'S where this property really flexes. Because three usable acres in La Plata County — with views of the La Plata range — is about as rare as finding a Durango local who doesn't own Chacos. You want horses? Done. A garden that actually FEEDS you instead of just looking cute on Instagram? You got the space. Chickens? A shop building? Or maybe you just want to walk out your back door… and not see another human being. All possible here. Plus… there's an oversized three-car garage. (Which is really code for "I can finally bring all my toys home.") The sleds. The side-by-side. The project truck. The tools that have been collecting dust at your buddy's place since 2019. They all fit now. Mornings here? Coffee on the deck. Big sky. Weather rolling across the mesa like you're watching nature's own IMAX screen. No shared walls. No headlights raking across your bedroom at 2 a.m. No HOA Karens telling you what color your mailbox can be. Just you. And the mountains. And silence. Here's the location breakdown: About 12–15 minutes to downtown Durango. Main Ave. The breweries. Saturday Farmers Market. All the "Durango stuff" you moved here for in the first place. Ten minutes to Three Springs, Mercy Hospital, Grandview corridor. Bayfield up the road. Lemon and Vallecito Reservoirs for summer evenings on the water. The Florida River and San Juan National Forest basically in your backyard. Purgatory? Under an hour when the snow starts flying. You're close enough to everything that matters…But far enough out that nobody's knocking on your door asking to borrow a cup of sugar. Let's be real for a second. Turnkey acreage like this… in this price range… with mountain views and a garage that actually fits your life? It doesn't sit on the market long. Most people spend YEARS looking for a property that checks all these boxes. And when they DO find it… it's either a teardown or priced like a ski chalet in Telluride. This one's different. It's DONE. You don't have to touch it. You just get to LIVE in it. Some people buy a house. Some people buy a life. This is the second kind. Ready to see it? Call for your private showing. Because I'm telling you right now…This one's not gonna last.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
6/10
Escalante Middle SchoolGrades 6-84.1 mi
9/10
Durango High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1993

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Stick Built

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Property

Details

  • Parcel number: 590514200357
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Winter Weather
Avalanche
Drought
Earthquake
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$201$2,412
Property Taxes $202$2,424
Electricity $186$2,232
Total$5,139$61,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,194/yr
40% on housing$154,170/yr
45% on housing$137,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 81303$503
La Plata County$489

vs Homes Sold Last Month

Median $/sqft

ZIP 81303$412
La Plata County$436

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$900,000
2012-07-30Sold$365,000
2012-05-31Price change$379,900
2012-05-18Listed for sale$399,900

For Sale by Agent

AgentTy Lovato
BrokerageeXp Realty, LLC

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