See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

260 N Plum St, Fruita, CO, 81521

2beds
1baths
816sqft
$340,000
$417price/sqft
$2,095/moest. monthly cost
$83,800/yrincome needed

About This Home

Must-See Home in the Heart of Fruita! Ideally located within walking distance of downtown Fruita and just half a block from Shelledy Elementary School, this charming home offers comfort, convenience, and character. The spacious kitchen and dining area feature a gas stove, abundant cabinet storage, and an open layout that flows seamlessly into the living room—perfect for everyday living and entertaining. The laundry/utility room provides additional storage and leads to a beautifully maintained backyard. Enjoy peaceful mornings in the backyard with the warmth of the eastern sunrise and plenty of afternoon shade. Garden enthusiasts will appreciate the beautiful rose bushes that grace the front yard. Both bedrooms are filled with natural light, creating bright and inviting spaces. The bathroom has been tastefully updated with a tiled tub/shower surround, adding a fresh, modern touch. * New roof, evaporative cooler and sewer line! Don't miss this opportunity to own a wonderful home in one of Fruita's most desirable locations. Schedule your showing today!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

5/10
6/10
Fruita 8/9 SchoolGrades 8-91.5 mi
7/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 11.6x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: Combo

Family Room

  • Dimensions: N/A

Features

  • Ceiling Fan(s),Kitchen/Dining Combo,Main Level Primary,Window Treatments
  • Window features: Window Coverings
  • Flooring: Concrete,Luxury Vinyl,Luxury VinylPlank,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.8x11

Laundry

  • Level: Main
  • Dimensions: 11.3x7.7

Living Room

  • Level: Main
  • Dimensions: 17.5x11.11

Master Bedroom

  • Level: Main
  • Dimensions: 11.6x10

Property

Accessibility

  • Accessibility features: None,Other,See Remarks

Details

  • Parcel number: 269717205003
  • Zoning description: RSF

Features

  • Stories: 1
  • Patio & porch: None
  • Exterior features: Shed,Sprinkler/Irrigation
  • Fencing: Chain Link,Partial,Privacy

Lot

  • Lot size: 6,534 sqft
  • Features: Landscaped,Sprinkler System
  • Lot size dimensions: .15 acres

Parking

  • Parking features: Guest,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$83$996
Property Taxes $107$1,284
Electricity $186$2,232
Total$2,095$25,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,828/yr
40% on housing$62,850/yr
45% on housing$55,866/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 81521$210
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81521$295
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$340,000
2026-08-03Listed for sale$340,000
2005-06-28Sold$117,000
2003-10-08Sold$89,300
1999-09-03Sold$77,200
1997-06-26Sold$66,800

For Sale by Agent

AgentPAM OLSON
BrokerageRE/MAX 4000, INC

Similar Homes