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139 S Maple St, Fruita, CO, 81521

2beds
2baths
1,073sqft
$775,000
$722price/sqft
$4,539/moest. monthly cost
$181,560/yrincome needed

About This Home

Exceptional Investment Opportunity in the Heart of Downtown Fruita! Don't miss this rare opportunity to own a versatile property just a short walk from everything downtown Fruita has to offer. Situated on a generously sized lot, this property includes a charming single-family home and a newer Accessory Dwelling Unit (ADU), making it ideal for owner-occupants, investors, or multi-generational living. The main home features 2 bedrooms, 1.5 bathrooms, a spacious detached two-car garage, central air conditioning, solid surface kitchen countertops, a tankless water heater, irrigation water, and a large backyard with plenty of room to enjoy. Built less than five years ago, the detached ADU offers 1 bedroom, 1 bathroom, an attached one-car garage, and is efficiently heated and cooled with a mini-split system. With ample off-street parking and a flexible layout, the ADU presents an excellent opportunity for long-term or short-term rental income (subject to local regulations). There is also potential to convert the ADU into a two-bedroom unit. Enjoy the convenience of being less than a five-minute walk to downtown Fruita's restaurants, shops, parks, and events. Live comfortably in the main home while generating additional income from the ADU, or maximize the property's investment potential. For buyers seeking a truly turnkey investment, all personal property may be included with an acceptable offer. Buyer to verify all information, including short-term rental eligibility, the feasibility of converting the ADU to a two-bedroom unit, and any applicable local regulations.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

5/10
6/10
Fruita 8/9 SchoolGrades 8-91.1 mi
7/10

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Slab
  • Roof: Asphalt,Composition
  • Construction materials: Wood Siding,Wood Frame

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Main
  • Dimensions: 10x9.1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 9.3x8.2

Family Room

  • Dimensions: N/A

Features

  • Ceiling Fan(s),Kitchen/Dining Combo,Main Level Primary,In-Law Floorplan
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,073
  • Total interior livable area: 1,073 sqft

Kitchen

  • Level: Main
  • Dimensions: 13.2x6.7

Laundry

  • Level: Main
  • Dimensions: 14x7.5

Living Room

  • Level: Main
  • Dimensions: 22.7x11

Master Bedroom

  • Level: Main
  • Dimensions: 11.8x9.1

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 269717225005
  • Zoning description: N/A

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler/Irrigation
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 0.28 Acres
  • Features: Landscaped
  • Lot size dimensions: 139 x 87

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$190$2,280
Property Taxes $245$2,940
Electricity $186$2,232
Total$4,539$54,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,622/yr
40% on housing$136,170/yr
45% on housing$121,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$722This listing

vs Other Active Listings

Avg $/sqft

ZIP 81521$206
Mesa County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 81521$295
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$775,000
2021-03-24Listing removed--
2021-02-08Sold$368,250
2013-11-26Sold$165,936
2013-09-14Listed for sale$174,950

For Sale by Agent

AgentDEREK IRICK
BrokerageBRAY REAL ESTATE

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