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628 E Cleveland Ave, Fruita, CO, 81521

3beds
2baths
1,449sqft
$434,900
$300price/sqft
$2,628/moest. monthly cost
$105,120/yrincome needed

About This Home

Well-maintained 3-bedroom, 2-bath bungalow in the heart of Fruita! Located in a quiet neighborhood with no HOA and RV parking, this move-in-ready home features an open-concept living, dining, and kitchen area plus a second living space for added flexibility. Enjoy the fully landscaped yard with automatic sprinklers and a spacious storage shed. This charming home offers comfort, convenience, and all the perks of living in one of the Grand Valley's most desired communities.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

5/10
6/10
Fruita 8/9 SchoolGrades 8-90.9 mi
7/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 9x10

Bedroom3

  • Level: Main
  • Dimensions: 9x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 13.6x9.6

Family Room

  • Level: Main
  • Dimensions: 23.6x13

Features

  • Ceiling Fan(s),Kitchen/Dining Combo,Main Level Primary,Pantry,Walk-In Closet(s)
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,449
  • Total interior livable area: 1,449 sqft

Kitchen

  • Level: Main
  • Dimensions: 13.6x12

Laundry

  • Level: Main
  • Dimensions: closet

Living Room

  • Level: Main
  • Dimensions: 15x12

Master Bedroom

  • Level: Main
  • Dimensions: 10x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 269717417014
  • Zoning description: SFR

Features

  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Shed,Sprinkler/Irrigation
  • Fencing: Privacy

Lot

  • Lot size: 7,405 sqft
  • Features: Landscaped,Sprinkler System
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$106$1,272
Property Taxes $137$1,644
Electricity $186$2,232
Total$2,628$31,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,102/yr
40% on housing$78,840/yr
45% on housing$70,080/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 81521$209
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81521$295
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$434,900
2022-09-23Sold$320,000
2022-08-31Pending sale$339,900
2022-08-11Listed for sale$339,900
2018-06-28Listing removed$1,200
2018-06-22Price change$1,200
2018-05-24Listed for rent$1,300
2014-09-26Sold$161,500

For Sale by Agent

AgentJORDANNA SMITH
Brokerage144 REALTY

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