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745 Flower St, Grand Junction, CO, 81506

5beds
3baths
2,681sqft
$650,000
$242price/sqft
$3,860/moest. monthly cost
$154,400/yrincome needed

About This Home

Rarely does a one-owner 5-bedroom ranch-style home on nearly half an acre become available in one of North Grand Junction's desirable established neighborhoods. Offered for the first time since it was built, 745 Flower Street has been lovingly cared for by the same family for nearly five decades, presenting a rare opportunity to become just its second owner. With over 2,600 square feet, 5 bedrooms, 3 bathrooms, and a functional ranch-style floor plan designed for everyday living, this home offers the space and flexibility today's buyers are looking for. Spacious living and dining areas provide room to gather, while the inviting family room with its beautiful brick fireplace creates a warm and welcoming place to relax. The kitchen features abundant cabinetry, generous counter space, and a functional layout with views of the beautiful backyard. One of the home's most inviting features is the light-filled sunroom—a wonderful place to enjoy your morning coffee, unwind with a good book, entertain family and friends, or simply take in the beauty of the mature landscaping that surrounds the property. Outside, you'll appreciate the nearly half-acre lot with established trees, lush lawn, and plenty of room for gardening, outdoor entertaining, play, or simply enjoying the peaceful setting. The slightly oversized attached garage provides additional storage and workspace for hobbies, projects, and all your Colorado gear. Pride of ownership is evident throughout, reflecting decades of thoughtful care and stewardship. Conveniently located near shopping, dining, schools, St. Mary's Medical Center, parks, and downtown Grand Junction, this home offers the perfect blend of peaceful neighborhood living and everyday convenience.

Getting Around

10
WalkingCar-Dependent
10
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

8/10
Tope Elementary SchoolGrades PK-51.8 mi
5/10
West Middle SchoolGrades 6-82.1 mi
5/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Stem Wall
  • Roof: Asphalt,Composition
  • Construction materials: Brick,Wood Frame

Notable Dates

  • Major remodel year: 2009

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Disposal,Microwave,Refrigerator,Range Hood,Trash Compactor,Washer
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 16x10

Bedroom3

  • Level: Main
  • Dimensions: 13x11

Bedroom4

  • Level: Main
  • Dimensions: 10x11

Bedroom5

  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 11x14

Family Room

  • Level: Main
  • Dimensions: 18x13

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Laminate Counters,Main Level Primary,Solid Surface Counters,Walk-In Closet(s),Walk-In Shower,Window Treatments,Central Vacuum,Sun Room
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate,Linoleum,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Hot Water
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,681
  • Total interior livable area: 2,681 sqft

Kitchen

  • Level: Main
  • Dimensions: 14x13

Laundry

  • Level: Main
  • Dimensions: 9x8

Living Room

  • Level: Main
  • Dimensions: 13x19

Master Bedroom

  • Level: Main
  • Dimensions: 17x17

Other

  • Level: Main
  • Dimensions: 18x13

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 270135431005
  • Zoning description: RSF

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Shed,Sprinkler/Irrigation
  • Fencing: Chain Link,Vinyl

Lot

  • Lot size: 0.45 Acres
  • Features: Landscaped,Mature Trees,Sprinkler System,Xeriscape
  • Lot size dimensions: 139 x 14 x 200 x 132

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$167$2,004
Property Taxes $205$2,460
Electricity $202$2,428
Total$3,860$46,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,342/yr
40% on housing$115,800/yr
45% on housing$102,933/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 81506$245
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81506$248
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$650,000

For Sale by Agent

AgentPAULA KOCHEVAR - THE KIMBROUGH TEAM
BrokerageTHE AGENCY GRAND JUNCTION

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