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810 Elberta Ave, Palisade, CO, 81526

4beds
4baths
2,435sqft
$695,000
$285price/sqft
$4,073/moest. monthly cost
$162,920/yrincome needed

About This Home

Nestled in the heart of Palisade—recently named one of the “Best Small Towns in the West” by USA Today—this beautifully updated home offers the perfect blend of lifestyle, location, and charm. Just a short walk to Riverbend Park, you’ll enjoy easy access to outdoor recreation, scenic trails, and the Colorado River. This spacious 4-bedroom, 3.5-bath home spans 2,435 square feet and sits on nearly a quarter-acre lot with no HOA and ample RV parking—a rare find in this sought-after area. Inside, you’ll find a stunning, fully updated kitchen that anchors the home, complemented by comfortable living spaces designed for both everyday living and entertaining. Located near Palisade High School—home to the highly regarded International Baccalaureate (IB) program—this property offers access to one of the top educational opportunities in the district. Step outside and take in breathtaking views of the surrounding Grand Mesa and the iconic Book Cliffs, all while being immersed in Palisade’s renowned wine country and peach orchards. Whether you’re savoring local vineyards, exploring nearby trails, or simply enjoying the peaceful setting, this home captures the very best of Western Colorado living.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
Taylor Elementary SchoolGrades PK-50.4 mi
5/10
5/10
Palisade High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Stem Wall
  • Roof: Asphalt,Composition
  • Construction materials: Brick,Wood Siding,Wood Frame

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Dimensions: 14.10 X 11.8

Bedroom3

  • Level: Upper
  • Dimensions: 11.5 X 12

Bedroom4

  • Level: Upper
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Dining Room

  • Level: Main
  • Dimensions: 10 X 9

Family Room

  • Level: Main
  • Dimensions: 15.9 X 16.1

Features

  • Ceiling Fan(s),Granite Counters,Jetted Tub,Kitchen/Dining Combo,Pantry,Upper Level Primary,Window Treatments
  • Window features: Low-Emissivity Windows,Window Coverings
  • Flooring: Carpet,Laminate,Linoleum,Simulated Wood,Tile
  • Fireplace features: Family Room,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,435
  • Total interior livable area: 2,435 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.6 X 11

Laundry

  • Level: Upper
  • Dimensions: 5.4 X 8

Living Room

  • Level: Main
  • Dimensions: 12.1 X 17.9

Master Bedroom

  • Level: Upper
  • Dimensions: 18 X 14.1

Other

  • Level: Main
  • Dimensions: 13.9 X 10.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294103210003
  • Zoning description: RSF

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Dog Run,Shed,Sprinkler/Irrigation
  • Has spa: Yes
  • Fencing: Full,Privacy

Lot

  • Lot size: 8,712 sqft
  • Features: Landscaped,Sprinkler System
  • Lot size dimensions: 122 x 99 x 123 x 99

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Avalanche
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$153$1,836
Property Taxes $220$2,640
Electricity $186$2,232
Total$4,073$48,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,645/yr
40% on housing$122,190/yr
45% on housing$108,613/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 81526$290
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81526$311
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$698,888
2026-03-19Listed for sale$715,000
1996-07-26Sold$133,400

For Sale by Agent

AgentMICHELLE RITTER
BrokerageRE/MAX 4000, INC

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