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3694 F Rd, Palisade, CO, 81526

4beds
4baths
3,194sqft
$890,000
$279price/sqft
$5,218/moest. monthly cost
$208,720/yrincome needed

About This Home

There’s something truly different about this Palisade home. Maybe it’s the layout - a little whimsical, a little practical - offering unique spaces around every corner. Maybe it’s the yard, full of character and charm. Or maybe, it’s the feeling you get when you’re here - like the rest of the world melts away. Come see for yourself why this one is so special. Perfectly situated in Palisade wine country, this home is surrounded by vineyards, orchards, and stunning views of the Bookcliffs and Grand Mesa. The yard is where the magic happens - lush green lawns, mature trees, and delightful touches throughout. Out front, a “Tree House” sculpture greets you in true Palisade fashion. There’s a gazebo for lazy afternoons, a vine-covered pergola for shaded gatherings, a creek perfect for quiet reflection or even the small pond with waterfall. Add in a chicken coop, large garden, lumber storage, and RV parking, and you’ve got an outdoor space that’s both functional and storybook-worthy. Inside, warmth and personality fill every corner. The main living area is spacious and inviting with a decorative wood stove, natural light, and a cheerful breakfast nook. Step into the flexible dining area with its classic wood accents for a cozy, cabin-like feel. Just off this space, a bedroom offers ample room, a large walk-in closet, and fun details that make it feel instantly homey. The kitchen charms with vaulted ceilings, exposed beams, and generous cabinetry, ideal for the home chef or entertainer. A secondary sitting room with a wood-burning stove is perfect for cozy winter nights. The primary suite is a peaceful retreat with a walk-in closet, en suite bath featuring dual vanities and a walk-in shower, plus private deck access for morning views. Two bedrooms up spiral staircases offer private hideaways for guests, hobbies, or workspace. Additional bathrooms with garden tubs invite relaxation, while an ADA-compliant bath with a no-step shower adds thoughtful convenience. Outside, the detached garage includes a workshop, carport, refrigeration room, and upstairs storage. A bonus shed serves as half she-shed, half man-cave (currently) - and completely charming. With recent updates including a newer roof, paint, and furnace, plus a strong bed & breakfast history, this home offers both comfort and income potential.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Taylor Elementary SchoolGrades PK-51.1 mi
5/10
5/10
Palisade High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Stem Wall
  • Roof: Asphalt,Composition
  • Construction materials: Wood Siding,Wood Frame

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 11x15

Bedroom3

  • Level: Upper
  • Dimensions: 11.5x21

Bedroom4

  • Level: Upper
  • Dimensions: 11.5x11.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Dining Room

  • Level: Main
  • Dimensions: 10x12

Family Room

  • Dimensions: N/A

Features

  • Ceiling Fan(s),Garden Tub/Roman Tub,Laminate Counters,Main Level Primary,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments,Grab Bars in Shower or Tub,Programmable Thermostat
  • Window features: Window Coverings
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Luxury VinylPlank,Tile,Wood
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Natural Gas
  • Cooling features: Evaporative Cooling,Window Unit(s)

Interior Area

  • Total structure area: 3,194
  • Total interior livable area: 3,194 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.5x12.5

Laundry

  • Level: Main
  • Dimensions: 7.5x11.5

Living Room

  • Level: Main
  • Dimensions: 20x23.5

Master Bedroom

  • Level: Main
  • Dimensions: 11.5x17.5

Other

  • Level: Main
  • Dimensions: 11.5x20

Property

Accessibility

  • Accessibility features: Grab Bars,Accessible Approach with Ramp,Low Threshold Shower

Details

  • Parcel number: 294104400087
  • Zoning description: AFT

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Dog Run,Other,Shed,See Remarks,Sprinkler/Irrigation
  • Fencing: Wire

Lot

  • Lot size: 1.03 Acres
  • Features: Irregular Lot,Landscaped,Mature Trees,Sprinkler System
  • Lot size dimensions: 225 x 310 Irregular

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$196$2,352
Property Taxes $281$3,372
Electricity $241$2,893
Total$5,218$62,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,902/yr
40% on housing$156,540/yr
45% on housing$139,146/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
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How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 81526$290
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81526$311
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-07Price change$910,000
2025-10-06Listed for sale$925,000
2024-09-30Listing removed$1,100,000
2024-08-16Listed for sale$1,100,000
2007-11-30Sold$399,900
1997-04-10Sold$205,000

For Sale by Agent

AgentMELISSA ROLBIECKI
BrokerageTHE CHRISTI REECE GROUP

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