2581 River Ridge Pkwy, Montgomery, AL, 36108
About This Home
Riverfront living meets convenience in this 4-bedroom, 4-bath custom-built home. It offers 3,142 square feet of living space on 2.48 acres with 230 feet of frontage on the Alabama River, located in the gated River Ridge Harbor community. The home features a functional layout with two primary suites on the main level and two additional bedrooms upstairs. The main living area includes a floor-to-ceiling stone fireplace and opens to a well-equipped kitchen with granite countertops, a large island, a gas range, and a farmhouse sink. The walk-out lower level provides additional living space with a den, full bathroom, and a built-in safe room with a residential elevator for added accessibility. Additional features include spray foam insulation, two tankless water heaters, and a slab foundation located outside the floodplain. Outdoor amenities include a screened porch, lower-level covered patio, propane hookup for a grill or fire feature, and mature landscaping. The property also offers an oversized two-car garage and a separate RV parking pad with a 30-amp hookup. River Ridge Harbor residents enjoy access to a private boat ramp and park close to the home. Conveniently located approximately 15 minutes from downtown Montgomery and Maxwell Air Force Base, with easy access to Prattville and East Montgomery. Buyer to verify all features and schools.
Getting Around
Car-Dependent
No Nearby Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Under Construction
- Year built: 2015
Materials
- Foundation: Basement,Slab
- Roof: Ridge Vents
- Construction materials: HardiPlank Type,Stone,Foam Insulation
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level
- Property subType: Multi Family,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Multiple Water Heaters,Plumbed For Ice Maker,Range Hood,Tankless Water Heater
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished
Bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: Other
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Bonus Room
- Level: Other
Family Room
- Level: Other
Features
- Attic,Double Vanity,Pull Down Attic Stairs,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Breakfast Bar,Programmable Thermostat
- Window features: Double Pane Windows
- Flooring: Carpet,Concrete,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: One,Gas Log,Gas Starter
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Multiple Heating Units
- Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Multi Units
Interior Area
- Total interior livable area: 3,142 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 1204170000033.000
- Other equipment: Satellite Dish
Features
- Levels: Three Or More
- Pool features: None
- Patio & porch: Balcony,Covered,Patio,Porch,Screened
- Exterior features: Balcony,Covered Patio,Fully Fenced,Storage
- Fencing: Full
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: River Front,Water Access
- Frontage type: Waterfront
- Frontage length: 234
Lot
- Lot size: 2.48 Acres
- Features: Outside City Limits,Mature Trees,Subdivision
- Lot size dimensions: 233 x 465 x 117 x 117 x 454
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Parking Pad,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Drought
- Earthquake
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,433 | $41,196 |
| Home Insurance * | $1,289 | $15,468 |
| Property Taxes | $203 | $2,436 |
| Electricity | $351 | $4,218 |
| Total | $5,276 | $63,312 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listed for sale | $699,000 |
| 2022-12-10 | Listing removed | -- |
| 2022-11-15 | Listed for sale | $730,000 |
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