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555-28 1/2 Rd APT 15, Grand Junction, CO, 81501

3beds
2baths
1,234sqft
$255,000
$207price/sqft
$1,629/moest. monthly cost
$65,160/yrincome needed

About This Home

Welcome to Unit 15 at Cedar Terrace — with 3 generously sized bedrooms and 2 full bathrooms, this townhouse offers comfortable, low-maintenance living in one of Grand Junction's established neighborhoods. At 1,234 square feet, this multi-level home gives you room to spread out without the hassle of a large yard. The open layout flows easily between the living and dining areas, making everyday living and entertaining effortless. You're just minutes from Colorado Mesa University, downtown Grand Junction shopping and dining, St. Mary's Medical Center, and quick access to I-70 for commuters. Whether you're a first-time buyer, downsizer, or investor, this townhome checks the boxes. Don't miss this opportunity. Schedule your showing today!

Getting Around

39
WalkingCar-Dependent
22
TransitMinimal Transit
79
BikeVery Bikeable

Schools

2/10
Nisley Elementary SchoolGrades PK-50.3 mi
3/10
Bookcliff Middle SchoolGrades 6-80.9 mi
4/10
Central High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Asphalt,Composition
  • Construction materials: Wood Siding,Wood Frame

Notable Dates

  • Major remodel year: 1995

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Refrigerator,Range Hood
  • Laundry features: Other

Bedroom2

  • Level: Upper
  • Dimensions: 13 x 9

Bedroom3

  • Level: Upper
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 10 x 10

Family Room

  • Dimensions: n/a

Features

  • Ceiling Fan(s),Kitchen/Dining Combo,Upper Level Primary,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,234
  • Total interior livable area: 1,234 sqft

Kitchen

  • Level: Main
  • Dimensions: 10 x 11

Laundry

  • Level: Main
  • Dimensions: 8 x 6

Living Room

  • Level: Main
  • Dimensions: 11 x 16

Master Bedroom

  • Level: Upper
  • Dimensions: 11 x 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294307213024
  • Zoning description: RH-16

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio
  • Exterior features: Shed
  • Fencing: Privacy

Lot

  • Lot size: 1,306 sqft
  • Features: Sprinklers In Front,Landscaped
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$74$888
Property Taxes $80$960
Electricity $186$2,232
Total$1,629$19,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,851/yr
40% on housing$48,870/yr
45% on housing$43,440/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 81501$165
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81501$256
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$255,000
2016-06-29Sold$115,000
2004-02-20Sold$83,100

For Sale by Agent

AgentYOUR 3A TEAM MERRITE WYATT & KAYLA HOWELL
BrokerageBRAY REAL ESTATE

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