117 Cottage St, Nicholasville, KY, 40356
About This Home
Move-in ready! You will feel right at home in this adorable, well maintained 2 BR, 1 BA, home on quiet dead-end street in quaint family friendly neighborhood. Current owner has done many upgrades, including new kitchen cabinets, granite countertops, under counter sink, dishwasher, and insta-hot water dispenser, which disperses hot water for ramen, tea, etc.. Outside, the sky is the limit with the beautiful, partially fenced backyard, featuring lots of privacy, play gym, huge 10x16 storage building (2024), and there's even room to run with the dogs or play frisbee! This little gem has it all and awaits your ownership!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Block
- Roof: Dimensional Style
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Other,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Insulated Windows,Blinds,Screens
- Number of fireplaces: 1
- Fireplace features: Blower Fan,Free Standing,Gas Starter,Great Room,Ventless
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 840
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric,Exhaust Fan
Interior Area
- Total structure area: 840
- Total interior livable area: 840 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0572006035.00
Features
- Levels: One
- Fencing: Partial,Privacy,Wood
Lot
- Lot size: 9,448 sqft
- Features: Few Trees
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $869 | $10,428 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $152 | $1,824 |
| Electricity | $154 | $1,850 |
| Total | $1,255 | $15,060 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $172,000 |
| 2026-07-24 | Listed for sale | $172,000 |
| 2022-12-02 | Sold | $127,900 |
| 2022-11-14 | Contingent | $127,900 |
| 2022-11-11 | Listed for sale | $127,900 |
| 2008-03-12 | Sold | $50,750 |
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