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101 Ilhardt Ave, Nicholasville, KY, 40356

2beds
1baths
1,265sqft
$97,000
$77price/sqft
$772/moest. monthly cost
$30,880/yrincome needed

About This Home

Great opportunity in the heart of Nicholasville! This 2-bedroom, 1 full bath home sits on a spacious ½-acre lot just minutes from downtown. Perfect for investors or buyers looking to renovate and make it their own, this property offers solid potential with room to add value. Generous lot provides space for expansion, outdoor living, or future improvements. Convenient location close to shopping, dining, and local amenities. Priced to sell—bring your vision and unlock the possibilities! Sold AS-IS.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
5/10
7/10

Construction

Materials

  • Foundation: Wood
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: None

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,265

Interior Area

  • Total structure area: 1,265
  • Total interior livable area: 1,265 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Entrance

Details

  • Parcel number: 0581013001.00

Features

  • Levels: One
  • Fencing: Partial,Wood

Lot

  • Lot size: 0.45 Acres
  • Features: Few Trees

Parking

  • Parking features: Detached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$45$540
Property Taxes $83$996
Electricity $154$1,850
Total$772$9,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,468/yr
40% on housing$23,160/yr
45% on housing$20,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$198
Jessamine County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$97,000
2026-07-29Listed for sale$97,000
2026-06-03Sold$81,000
2026-05-22Pending sale$89,000
2026-05-19Listed for sale$89,000
1991-10-09Sold$23,000

For Sale by Agent

AgentGerson Luna
BrokerageTru Life Real Estate

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