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2015 N 21st St, Grand Junction, CO, 81501

3beds
1baths
960sqft
$260,000
$271price/sqft
$1,657/moest. monthly cost
$66,280/yrincome needed

About This Home

Opportunity meets potential in this centrally located Grand Junction property, currently undergoing a remodel and ready for your personal touch! This home offers a functional layout with great natural light and an inviting living space, while giving Buyers a rare chance to step in and help select final finishes, including paint colors and flooring, to truly make it their own. The flexible floor plan includes a sunroom that can easily be converted into a 4th bedroom, home office, or bonus space, adding instant versatility and value. Interior improvements are in progress, creating a solid foundation for a refreshed, modern feel. Outside, the property sits on a generously sized lot with plenty of room for RV parking, trailers, or all your outdoor toys. A covered patio area offers space for relaxing or entertaining, while the fenced yard provides added privacy and usability. Whether you’re looking for a primary residence with customization options or an investment with upside potential, this is a unique chance to get in before completion and add your own finishing touches!

Getting Around

39
WalkingCar-Dependent
21
TransitMinimal Transit
61
BikeBikeable

Schools

3/10
Bookcliff Middle SchoolGrades 6-81.8 mi
5/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Asphalt,Composition
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main
  • Dimensions: 13'x10'

Bedroom3

  • Level: Main
  • Dimensions: 9'6"x8'10"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: Combo

Family Room

  • Dimensions: N/A

Features

  • Kitchen/Dining Combo,Main Level Primary,None,Sun Room
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Main
  • Dimensions: 10'x13'

Laundry

  • Level: Main
  • Dimensions: 5'x5'

Living Room

  • Level: Main
  • Dimensions: 13'x17'6"

Master Bedroom

  • Level: Main
  • Dimensions: 13'5"x10'

Other

  • Level: Main
  • Dimensions: 16'8"x18'6"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294512117026
  • Zoning description: RM-8

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 7,405 sqft
  • Features: None
  • Lot size dimensions: 59' x 130' x 59' x 124'

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$75$900
Property Taxes $82$984
Electricity $186$2,232
Total$1,657$19,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,811/yr
40% on housing$49,710/yr
45% on housing$44,186/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 81501$165
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81501$256
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$299,900

For Sale by Agent

AgentLORRAINE ENRIQUEZ
BrokerageHOMESMART REALTY PARTNERS

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