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302 Broadway St, Nicholasville, KY, 40356

5beds
2baths
3,904sqft
$452,000
$116price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

This rare beauty has only had 3 owners... A bank owner, a judge and a realtor. Current owner did all the flooring, drywall, ceilings, roof, hvac, mini splits, new pool, new hot tub, new light fixtures and more. You could not walk in the house when she first bought it. After 3-4 years of renovating, she lived there for years with no issues and low maintenance. Looking to pass the torch on to a new family. With a massive backyard which is very private, a firepit, and two kitchens in the hom,e this house offers a private getaway. The vaulted ceilings and crownmolding are magical. There is space to work and play. The utilities are surprisingly low! There is room to expand the downstairs bathroom to a large one and contine the remodeling. Home comes furnished.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Cooktop,Oven,Range
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Ceiling Fan(s),Soaking Tub
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 4
  • Fireplace features: Dining Room,Electric,Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,804
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,904
  • Total interior livable area: 3,904 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0582010006.00

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Fire Pit,Outdoor Grill,Other
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.86 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Off Street,Other
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,285$27,420
Home Insurance *$210$2,520
Property Taxes $399$4,788
Electricity $308$3,699
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$198
Jessamine County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$498,000
2026-02-03Price change$510,000
2026-01-24Listed for sale$495,900
2025-12-18Listing removed$489,500
2025-12-08Price change$489,500
2025-11-23Price change$525,800
2025-11-22Price change$539,800
2025-09-21Price change$575,000
2025-08-14Price change$590,000
2025-08-06Listed for sale$600,000
2015-11-12Sold$152,000
2015-08-03Pending sale$164,900
2015-04-20Listed for sale$164,900
2015-03-23Pending sale$164,900
2015-01-22Listed for sale$164,900

For Sale by Agent

AgentJenny Perron
BrokerageEXP Realty, LLC

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