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100 Natchez Trce, Nicholasville, KY, 40356

4beds
2baths
2,251sqft
$457,000
$203price/sqft
$3,007/moest. monthly cost
$120,280/yrincome needed

About This Home

A charming RANCH Home in a great Location is calling you Home - 100 Natchez Trace. An updated four bedroom, two bath all brick with an unfinished basement awaits its next owner for the next 58 years and beyond. One owner and now move in ready for the next family to enjoy. A thoughtful floor plan that added a fourth bedroom and laundry room now on the first floor to repurpose the square feet for better function. The large foyer leads the way for showcasing all Real hardwood floors throughout the house in all main areas - No Carpet. The spacious dining room with fireplace has an accent wall to capture your eye. The nearby great room with fireplace & built ins, provides views to the rear yard and covered patio. Along with an open concept to the new kitchen presenting white cabinetry, an island, granite countertops, tiled flooring, all stainless appliances and new lighting throughout the house. A nearby pantry, drop zone and large laundry area are sure to please. The oversize two car garage and deep driveway adds a nice feature. The primary suite provides real hardwood floors, walk in closet and tiled bath with a step in shower. Three generous size guest bedrooms and a guest bath with dual sinks, tiled surround tub and two linen closets add to the space of this updated home. Add more square feet in the basement to your desired plan. All new windows, exterior trim, landscaping, cabinetry, tile & paint throughout the home, updated lighting, plumbing, electric & so much more. Put this Ranch Home at the top of your list to tour today.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Basement,Dining Room,Gas Log,Great Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,251

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,251
  • Total interior livable area: 2,251 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0582014007.00

Features

  • Levels: One
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 0.78 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,310$27,720
Home Insurance *$212$2,544
Property Taxes $308$3,696
Electricity $177$2,133
Total$3,007$36,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,097/yr
40% on housing$90,210/yr
45% on housing$80,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$197
Jessamine County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$457,000
2026-07-01Listed for sale$464,900

For Sale by Agent

AgentJoy C Doyle
BrokerageUnited Real Estate Bluegrass

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