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1615 N 20th St, Grand Junction, CO, 81501

2beds
1baths
996sqft
$429,000
$431price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

Great property with investment opportunities! Large lot with alley/gate access. Totally fenced. Main house has 2 bedrooms 1 bath and has been completely updated. Original hardwood floors refinished with beautiful finish. New bathroom, kitchen. new electrical panel New tankless hot water tank. Appliances included in both units. ADU has a tenant in place. Unit has been updated and in good condition. 1 bedroom 1 bathroom,$1100/month. Main house has not had any tenants since remodel. Huge back yard, Room to build another unit , garage, shop. Owner has explored all options with the city. Xeriscape front for easy maintenance. Many options to expand for more Rental units Call listing Agent for more details regarding upgrades and ADU .

Getting Around

56
WalkingSomewhat Walkable
23
TransitMinimal Transit
78
BikeVery Bikeable

Schools

3/10
Bookcliff Middle SchoolGrades 6-81.8 mi
5/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Stem Wall
  • Roof: Asphalt,Composition
  • Construction materials: Stucco,Wood Frame

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,In Hall

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 11'2"x8'4"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 0

Family Room

  • Dimensions: n/a

Features

  • Kitchen/Dining Combo,Main Level Primary,None
  • Flooring: Hardwood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 996
  • Total interior livable area: 996 sqft

Kitchen

  • Level: Main
  • Dimensions: 11'8"x11'3"

Laundry

  • Level: Main
  • Dimensions: 6'4"x3'1"

Living Room

  • Level: Main
  • Dimensions: 17'3"x11'5"

Master Bedroom

  • Level: Main
  • Dimensions: 11'8"x9'2"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294512414007
  • Zoning description: Res

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Fencing: Full,Privacy

Lot

  • Lot size: 8,712 sqft
  • Features: Mature Trees,Xeriscape
  • Lot size dimensions: 62' x 140'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$125$1,500
Property Taxes $135$1,620
Electricity $186$2,232
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 81501$163
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81501$256
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$429,000
2026-02-03Listing removed$459,000
2025-10-23Price change$459,000
2025-08-20Price change$469,000
2025-08-15Listed for sale$479,000
2024-07-30Listing removed--
2024-05-22Price change$410,000
2024-05-12Listed for sale$425,000
1999-12-16Sold$74,000

For Sale by Agent

AgentBRENDA BOUNDS
BrokerageHOMETOWN REALTY OF GRAND JUNCTION

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