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1303 Main St, Grand Junction, CO, 81501

5beds
4baths
3,106sqft
$699,000
$225price/sqft
$4,192/moest. monthly cost
$167,680/yrincome needed

About This Home

Beautiful VICTORIAN COTTAGE CHARMER WITH DOUBLE INCOME, two rental ADUs and a MAIN HOUSE. Live downtown while the rental units help pay your mortgage! Features include HARDWOOD floors, luxury vinyl plank flooring, craftsman windows & trim, and classic Victorian details such as built-in cabinets and original GLASS doorknobs. Fully painted inside and out in 2025/26. Solid surface COUNTERTOPS, freshly painted cabinets, and stack washer/dryer. BONUS room (home office? nursery?), SUNROOM, and a wonderful covered back PORCH. Enjoy a privacy-fenced COURTYARD and a fenced grassy backyard with MATURE TREES. Newly rebuilt front and back DECKS. New PVC sewer line to house (2018). New furnace (2023). Full-height unfinished basement. TWO apartments behind the main house (very private, off 13th Street) were built in 2018 and generate strong INCOME. NEW ROOF on ADUs (2021)!

Getting Around

73
WalkingVery Walkable
25
TransitSome Transit
95
BikeBiker's Paradise

Schools

7/10
Chipeta Elementary SchoolGrades PK-50.5 mi
5/10
West Middle SchoolGrades 6-81.7 mi
5/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Wood Siding,Wood Frame

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Range Hood,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Dining Room

  • Level: Main
  • Dimensions: 12.75 x 11.5

Family Room

  • Level: Main
  • Dimensions: 14.75 x 15

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Upper Level Primary,Walk-In Closet(s),In-Law Floorplan
  • Flooring: Hardwood,Luxury Vinyl,Luxury VinylPlank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Evaporative Cooling,Window Unit(s)

Interior Area

  • Total structure area: 3,106
  • Total interior livable area: 3,106 sqft

Kitchen

  • Level: Main
  • Dimensions: 12x11.25

Laundry

  • Level: Main
  • Dimensions: 0

Living Room

  • Level: Main
  • Dimensions: 16.75 x 13.75

Master Bedroom

  • Level: Upper
  • Dimensions: 16.5 x 14 irr

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294513314009
  • Zoning description: R-0

Features

  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Sprinkler/Irrigation
  • Fencing: Privacy

Lot

  • Lot size: 6,250 sqft
  • Features: Corner Lot,Landscaped,Sprinkler System
  • Lot size dimensions: 50 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$203$2,436
Property Taxes $221$2,652
Electricity $234$2,813
Total$4,192$50,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,725/yr
40% on housing$125,760/yr
45% on housing$111,786/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 81501$162
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81501$256
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$699,000
2023-06-22Listing removed--
2023-06-08Listed for rent$2,100
2022-06-03Listing removed--
2022-05-13Listed for rent$2,000
2022-05-11Listing removed--
2022-04-26Listed for sale$699,000
2021-04-13Listing removed--
2021-04-09Price change$1,750
2021-04-01Price change$1,725
2021-03-19Listed for rent$1,750
2021-02-24Listing removed--
2019-02-11Listing removed$1,600
2019-01-13Listed for rent$1,600
2018-02-16Sold$269,660
2018-01-16Pending sale$278,000
2018-01-16Price change$278,000
2017-12-19Price change$279,900
2017-12-14Price change$280,900
2017-12-07Price change$281,900
2017-11-30Price change$282,900
2017-11-22Price change$283,900
2017-11-16Listed for sale$284,900
2017-07-28Sold$255,000
2017-06-17Listed for sale$245,000
2012-07-18Sold$210,000

For Sale by Agent

AgentKATHERINE DODDS
BrokerageKATHERINE DODDS, BROKER

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