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815 N 7th St, Grand Junction, CO, 81501

5beds
3baths
2,736sqft
$699,000
$255price/sqft
$4,164/moest. monthly cost
$166,560/yrincome needed

About This Home

Centrally located in the heart of Grand Junction's 7th Street Historic District, this versatile property offers convenience, flexibility, and strong potential. The main home features a functional layout with comfortable living spaces, natural light throughout, and many of the original turn of the century features still in place. With many big ticket items already being updated including refrigerated air/forced air heat, new interior and exterior paint, a new roof on the main home, new carpet and brand new white oak flooring on the main level. Adding exceptional value is a 400 square foot, one bedroom ADU remodeled in 2017, ideal for short or long term rental income, guest space, or a private home office. The manageable yard and close proximity to downtown, Colorado Mesa University, and local amenities makes this an easy place to live or invest. This is a rare opportunity to own a well-located property with additional living space and income potential. This one is ready for you to come see today!

Getting Around

90
WalkingVery Walkable
26
TransitSome Transit
93
BikeBiker's Paradise

Schools

7/10
Chipeta Elementary SchoolGrades PK-50.3 mi
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Composition
  • Construction materials: Block,Wood Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Gas Cooktop,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: In Mud Room,Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedroom2

  • Level: Upper
  • Dimensions: 14x8.5

Bedroom3

  • Level: Upper
  • Dimensions: 10x13

Bedroom4

  • Level: Upper
  • Dimensions: 17x10

Bedroom5

  • Level: Main
  • Dimensions: 8x8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 11x11

Family Room

  • Level: Main
  • Dimensions: 14x14

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Solid Surface Counters,Upper Level Primary,Walk-In Closet(s),Walk-In Shower,Grab Bars in Shower or Tub
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,736
  • Total interior livable area: 2,736 sqft

Kitchen

  • Level: Main
  • Dimensions: 12x20

Laundry

  • Level: Main
  • Dimensions: 4x4

Living Room

  • Level: Main
  • Dimensions: 14x16

Master Bedroom

  • Level: Upper
  • Dimensions: 11x14

Property

Accessibility

  • Accessibility features: Grab Bars,Other,See Remarks,Low Threshold Shower

Details

  • Parcel number: 294514113003
  • Zoning description: RM-8

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Sprinkler/Irrigation
  • Fencing: Privacy

Lot

  • Lot size: 8,276 sqft
  • Features: Landscaped
  • Lot size dimensions: 61 x 128

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$203$2,436
Property Taxes $221$2,652
Electricity $206$2,478
Total$4,164$49,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,765/yr
40% on housing$124,920/yr
45% on housing$111,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 81501$161
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81501$256
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$799,900
2026-01-29Listed for sale$821,500

For Sale by Agent

AgentJUSTIN WEBBER
BrokerageCOLDWELL BANKER DISTINCTIVE PROPERTIES

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