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1015 N 4th St, Grand Junction, CO, 81501

3beds
1baths
1,680sqft
$330,000
$196price/sqft
$2,054/moest. monthly cost
$82,160/yrincome needed

About This Home

Location, location, location! Residential & Commercial property now available! Discover the ultimate "Swiss Army Knife" of Grand Junction real estate at 1015 N 4th Street. This unique 3-bedroom, 1-bathroom property perfectly blends modern residential comfort with incredible commercial potential, thanks to its rare MU-2 (Mixed-Use Light Commercial) zoning. Updates within the last few years, includes a re-shingled roof, an upgraded electrical panel, newer evaporative cooler (last summer) and a modern kitchen featuring stainless steel appliances. With 1,120 square feet of finished living space and an additional 520 square feet in the partially finished basement, there is ample room for a growing household, a private workspace, or business storage. The exterior is designed for low-maintenance living with durable vinyl siding, a fully fenced yard, a storage shed, and a spacious two-car detached garage. The location is truly unbeatable for those who value walkability and community connection. Situated in a prime corridor just eight blocks from Colorado Mesa University, you are within easy walking or biking distance to t Sherwood Park, local schools, and convenient grocery stores. Even better, the vibrant dining, shopping, and entertainment of Main Street are just minutes away. Whether you are looking for a primary residence in a historic neighborhood, a high-demand student rental, or a high-visibility professional office for your business, this property offers the flexibility and location to make any vision a reality. Schedule your tour today and explore the endless possibilities of this downtown gem.

Getting Around

85
WalkingVery Walkable
26
TransitSome Transit
93
BikeBiker's Paradise

Schools

7/10
Chipeta Elementary SchoolGrades PK-50.6 mi
5/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Refrigerator
  • Laundry features: Laundry Closet,In Hall

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main
  • Dimensions: 13x9'6"

Bedroom3

  • Level: Basement
  • Dimensions: 8X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13x11

Family Room

  • Dimensions: N/A

Features

  • Separate/Formal Dining Room,Main Level Primary,Other,See Remarks
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: Main
  • Dimensions: 9'6"X14

Laundry

  • Level: Main
  • Dimensions: 3x4

Living Room

  • Level: Main
  • Dimensions: 16x13

Master Bedroom

  • Level: Main
  • Dimensions: 15x8'6"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294514203007
  • Zoning description: MU-2

Features

  • Patio & porch: None
  • Exterior features: Shed
  • Fencing: Chain Link

Lot

  • Lot size: 6,098 sqft
  • Features: None
  • Lot size dimensions: 118 x 47

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$96$1,152
Property Taxes $104$1,248
Electricity $186$2,232
Total$2,054$24,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,422/yr
40% on housing$61,620/yr
45% on housing$54,773/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 81501$165
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81501$256
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$330,000
2026-03-23Price change$345,000
2026-03-03Price change$355,000
2026-02-20Listed for sale$365,000
2021-12-23Sold$269,000
2021-11-13Pending sale$269,000
2021-11-05Price change$269,000
2021-10-01Price change$299,000
2021-09-17Price change$329,000
2021-09-13Listed for sale$339,000
2019-05-21Listing removed$1,295
2019-04-17Listed for rent$1,295
2018-05-31Sold$317,500
2017-04-28Listing removed$1,100
2017-04-14Listed for rent$1,100
2009-07-07Sold$199,000

For Sale by Agent

AgentTHE HARRIS GROUP
BrokerageEXP REALTY, LLC

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