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729 N 3rd St, Grand Junction, CO, 81501

2beds
1baths
840sqft
$274,000
$326price/sqft
$1,736/moest. monthly cost
$69,440/yrincome needed

About This Home

Located in the heart of Downtown Grand Junction, 729 N 3rd Street offers the perfect blend of historic character and convenient living. Built in 1900 and thoughtfully updated over time, this charming ranch-style home invites you to slow down and enjoy the simplicity of a well-loved space - just minutes from local shops, dining, parks, and all the energy of downtown. With 840 square feet of comfortable living space, this 2-bedroom, 1-bath home lives larger than expected. A welcoming living room with a furnace creates a cozy focal point for relaxing and heating the evenings, while the formal dining area is ready for every gathering. The kitchen offers generous cabinetry and functionality, and the enclosed porch adds additional storage. Outside, the property truly shines. Situated on a 0.14-acre lot, the fenced yard provides room to garden, play, or simply unwind under mature trees. A detached garage offers secure parking, storage, or workshop potential - an invaluable feature in this sought-after downtown location. Whether you’re searching for your first home, a smart investment, or a place to enjoy the walkable lifestyle of Downtown Grand Junction, this property delivers charm, flexibility, and unbeatable convenience. Opportunities like this - where character meets location - don’t come around often.

Getting Around

79
WalkingVery Walkable
26
TransitSome Transit
96
BikeBiker's Paradise

Schools

7/10
Chipeta Elementary SchoolGrades PK-50.6 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Metal Siding,Wood Frame

Notable Dates

  • Major remodel year: 1950

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Range Hood,Washer
  • Laundry features: Other,Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 7.5x12.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 7.5x15

Family Room

  • Dimensions: N/A

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Laminate Counters,Main Level Primary,Window Treatments
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl,Luxury VinylPlank
  • Fireplace features: Other,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling,Window Unit(s)

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x11.5

Laundry

  • Level: Main
  • Dimensions: N/A

Living Room

  • Level: Main
  • Dimensions: 14x15

Master Bedroom

  • Level: Main
  • Dimensions: 9.5x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294514223008
  • Zoning description: RM-8

Features

  • Stories: 1
  • Patio & porch: None
  • Exterior features: None
  • Fencing: Chain Link,Picket

Lot

  • Lot size: 6,098 sqft
  • Features: Mature Trees
  • Lot size dimensions: 61 x 100

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,385$16,620
Home Insurance *$79$948
Property Taxes $86$1,032
Electricity $186$2,232
Total$1,736$20,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,520/yr
40% on housing$52,080/yr
45% on housing$46,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 81501$165
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81501$256
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$274,000
2026-04-15Listed for sale$279,000
2026-03-02Pending sale$279,000
2026-02-17Listed for sale$279,000
2025-03-07Sold$232,500
2025-02-20Pending sale$260,000
2025-02-05Price change$260,000
2024-11-22Listed for sale$325,000

For Sale by Agent

AgentREECE STANLEY
BrokerageTHE CHRISTI REECE GROUP

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