




1657 Windmill Drive, Hartsel, CO, 80449
About This Home
Tucked into 2.5 acres of ponderosa pine and aspen at the top of Trout Creek Pass, this 1,216 sq ft mountain cabin in Ranch of the Rockies (Western Union Ranch) is your blank canvas at roughly 9,400 feet. The bones are in place and the heavy lifting is done. The buyer brings the finishes. The 1.5 story home sits proudly on a knoll with stained vertical wood siding, a gable roof with comp shingle, and a generous wraparound wood deck (256 sq ft) elevated on posts to capture the views and the breeze through the trees. A walk-out lower area, gravel drive, and rock retaining wall complete the exterior. Inside, the main level offers an open great room with sliding glass doors to the deck, a freestanding efficient wood stove for cozy winter nights, forced air heat, and rough-in for the kitchen and full bath. A solid-built open stairway leads to the upper level with a primary bedroom framing the treetops, plus space roughed in for a second bedroom and storage. Drywall is hung in many areas, insulation is in place upstairs, and the open beam ceiling is ready for your finish of choice. The big-ticket infrastructure is already done: a drilled well, a brand new septic system, and power on site. The property does not have a Certificate of Occupancy, so the next owner will finish the interior and complete the C of O process. This is the rare chance to finish a cabin exactly the way you want without starting from raw land. Ranch of the Rockies is one of Park County's most amenity-rich communities. Owners enjoy a private stocked fishing reservoir, riding arena and horse pasture, community pavilion, trash drop and burn pit, summer RV dump and water fill, and year-round county-maintained roads. Location is the win: about 25 minutes to Buena Vista for groceries, dining, the Arkansas River and the Collegiate Peaks, 35 minutes to Salida, and a short drive to Antero, Spinney, and Eleven Mile reservoirs for world-class trout fishing. Sold as-is. Bring your vision.
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Roof: Composition
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Features
- Finished area above ground: 1,216
Heating & Cooling
- Heating features: Wood
- Cooling features: None
Interior Area
- Total structure area: 1,216
- Total interior livable area: 1,216 sqft
Property
Details
- Parcel number: 42942
- Special condition: Standard
- Exclusions: Seller's Personal Property
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 2.50 Acres
Parking
- Total spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hail
- Wildfire
- Inland Flooding
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $97 | $1,164 |
| Electricity | $186 | $2,232 |
| Total | $1,955 | $23,460 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $300,000 |
| 2022-08-31 | Sold | $204,900 |
| 2022-08-09 | Pending sale | $239,900 |
| 2022-07-21 | Price change | $239,900 |
| 2022-06-10 | Listed for sale | $359,000 |
| 2015-08-03 | Sold | $45,000 |
| 2015-06-26 | Pending sale | $59,900 |
| 2015-06-09 | Listed for sale | $59,900 |
