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1657 Windmill Drive, Hartsel, CO, 80449

0beds
0baths
1,216sqft
$300,000
$247price/sqft
$1,955/moest. monthly cost
$78,200/yrincome needed

About This Home

Tucked into 2.5 acres of ponderosa pine and aspen at the top of Trout Creek Pass, this 1,216 sq ft mountain cabin in Ranch of the Rockies (Western Union Ranch) is your blank canvas at roughly 9,400 feet. The bones are in place and the heavy lifting is done. The buyer brings the finishes. The 1.5 story home sits proudly on a knoll with stained vertical wood siding, a gable roof with comp shingle, and a generous wraparound wood deck (256 sq ft) elevated on posts to capture the views and the breeze through the trees. A walk-out lower area, gravel drive, and rock retaining wall complete the exterior. Inside, the main level offers an open great room with sliding glass doors to the deck, a freestanding efficient wood stove for cozy winter nights, forced air heat, and rough-in for the kitchen and full bath. A solid-built open stairway leads to the upper level with a primary bedroom framing the treetops, plus space roughed in for a second bedroom and storage. Drywall is hung in many areas, insulation is in place upstairs, and the open beam ceiling is ready for your finish of choice. The big-ticket infrastructure is already done: a drilled well, a brand new septic system, and power on site. The property does not have a Certificate of Occupancy, so the next owner will finish the interior and complete the C of O process. This is the rare chance to finish a cabin exactly the way you want without starting from raw land. Ranch of the Rockies is one of Park County's most amenity-rich communities. Owners enjoy a private stocked fishing reservoir, riding arena and horse pasture, community pavilion, trash drop and burn pit, summer RV dump and water fill, and year-round county-maintained roads. Location is the win: about 25 minutes to Buena Vista for groceries, dining, the Arkansas River and the Collegiate Peaks, 35 minutes to Salida, and a short drive to Antero, Spinney, and Eleven Mile reservoirs for world-class trout fishing. Sold as-is. Bring your vision.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Silverheels Middle SchoolGrades 6-822.9 mi
4/10
South Park High SchoolGrades 9-1222.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Features

  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 42942
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.50 Acres

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Wildfire
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$156$1,872
Property Taxes $97$1,164
Electricity $186$2,232
Total$1,955$23,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,028/yr
40% on housing$58,650/yr
45% on housing$52,133/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.9%
16.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 80449$241
Park County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 80449$325
Park County$325

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$300,000
2022-08-31Sold$204,900
2022-08-09Pending sale$239,900
2022-07-21Price change$239,900
2022-06-10Listed for sale$359,000
2015-08-03Sold$45,000
2015-06-26Pending sale$59,900
2015-06-09Listed for sale$59,900

For Sale by Agent

AgentRitchie Molitor
BrokerageReal Broker, LLC

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