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420 Clark St, Fairplay, CO, 80440

2beds
1baths
1,120sqft
$475,000
$424price/sqft
$2,931/moest. monthly cost
$117,240/yrincome needed

About This Home

In-town living in Fairplay with stunning mountain views! This bright, south-facing home offers vaulted ceilings, an open-concept layout, and abundant natural light. The living area is anchored by a floor-to-ceiling stone gas fireplace, creating a warm and inviting space year-round. Enjoy expansive views of the Mosquito Range and Buffalo Peaks, plus a fully fenced backyard for privacy, space for pets, and room to relax or entertain. An attached 2-car garage plus a large driveway provide plenty of parking for vehicles, outdoor gear, or guests. Located just three blocks from Front Street and the Summit Stage bus stop, this home offers easy access to dining, shops, and year-round recreation. Over $30K in recent updates make this a move-in ready option for full-time living, a mountain getaway, or investment property. If you’ve been searching for a sunny, in-town Fairplay home with big views, modern updates, and unbeatable convenience, this is it. Seller is motivated—bring your offer!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
South Park High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Gas Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Some Electric Appliances,Dryer,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Partial,Heated

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Fireplace,Laminate Counters,Open Floorplan,Cable TV,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,See Remarks

Interior Area

  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 43558
  • Zoning description: Single Family
  • Other equipment: Satellite Dish
  • Exclusions: No

Features

  • Levels: Two
  • Has view: Yes
  • View description: City,Mountain(s),Southern Exposure

Lot

  • Lot size: 7,492 sqft
  • Features: City Lot,Level,Near Public Transit,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$190$2,280
Property Taxes $154$1,848
Electricity $186$2,232
Total$2,931$35,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,491/yr
40% on housing$87,930/yr
45% on housing$78,160/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.9%
16.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 80440$263
Park County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 80440$341
Park County$325

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$475,000
2018-03-19Sold$259,000
2008-09-29Sold$175,000

For Sale by Agent

AgentMichael Neff
BrokerageWest + Main

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