2705 Surfside Dr, Villa Hills, KY, 41017
About This Home
Living in the desirable Villa Hills community is now within reach! This beautifully updated bi-level with a two-car garage is move-in ready and waiting for you to call it home. You'll love the durable luxury vinyl plank flooring that flows throughout the entire home, along with fresh paint and stylish updates throughout. The spacious kitchen offers plenty of cabinet space, a large pantry, and walks out to an incredible deck just perfect for grilling, relaxing, or entertaining family and friends. Step outside to one of the home's best features: a large, fully fenced backyard with endless possibilities. Whether you envision family gatherings, backyard games, a play area, or even your dream pool, this outdoor space has room for it all. The home also features three generously sized bedrooms, 2½ bathrooms, a functional layout, and a convenient two-car garage. Located in the sought-after community of Villa Hills, you'll enjoy the perfect combination of comfort, updates, and outdoor living
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 1978
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Convection Oven,Dishwasher,Disposal,Refrigerator
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full
Bathroom2
- Features: Tub With Shower,See Remarks,Tile Flooring
- Level: Upper
- Area: 48
- Dimensions: 8 x 6
Bathroom3
- Features: Full Finished Half Bath,Luxury Vinyl Flooring
- Level: Lower
- Area: 32
- Dimensions: 8 x 4
Bedroom2
- Features: Luxury Vinyl Flooring
- Level: Upper
- Area: 144
- Dimensions: 12 x 12
Bedroom3
- Features: Window Treatments,See Remarks,Luxury Vinyl Flooring
- Level: Upper
- Area: 99
- Dimensions: 11 x 9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Breakfast Room
- Features: Walk-Out Access,See Remarks,Luxury Vinyl Flooring
- Level: Upper
- Area: 77
- Dimensions: 11 x 7
Entry
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 24
- Dimensions: 6 x 4
Family Room
- Features: Ceiling Fan(s),Luxury Vinyl Flooring
- Level: Lower
- Area: 345
- Dimensions: 23 x 15
Features
- Pantry,Built-in Features,Ceiling Fan(s),Recessed Lighting
- Door features: Multi Panel Doors
- Window features: Double Hung,Slider Window(s),Vinyl Frames
- Attic: Storage
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,170
- Total interior livable area: 1,170 sqft
Kitchen
- Features: Wood Cabinets,See Remarks,Luxury Vinyl Flooring
- Level: Upper
- Area: 143
- Dimensions: 13 x 11
Living Room
- Features: Luxury Vinyl Flooring
- Level: Upper
- Area: 252
- Dimensions: 18 x 14
Primary Bath
- Features: Shower With Bench,Luxury Vinyl Flooring
- Level: Upper
- Area: 40
- Dimensions: 8 x 5
Primary Bedroom
- Features: Bath Adjoins,Ceiling Fan(s),Luxury Vinyl Flooring
- Level: Upper
- Area: 182
- Dimensions: 14 x 13
Property
Details
- Parcel number: 0014005015.00
- Zoning description: Residential
- Other equipment: Sump Pump
Features
- Levels: Bi-Level
- Patio & porch: Deck
- Fencing: Wire,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.25 Acres
- Features: Sloped
- Lot size dimensions: Of Record
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $237 | $2,844 |
| Electricity | $154 | $1,850 |
| Total | $1,981 | $23,772 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $289,000 |
| 2026-07-29 | Price change | $289,000 |
| 2026-07-20 | Listed for sale | $299,000 |
| 2026-07-19 | Listing removed | $310,000 |
| 2026-07-17 | Listed for sale | $310,000 |
| 2026-07-13 | Pending sale | $310,000 |
| 2026-07-04 | Price change | $310,000 |
| 2026-06-26 | Listed for sale | $325,000 |
| 2000-06-01 | Sold | $124,900 |
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