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106 Ramona Ave, Pueblo, CO, 81004

2beds
1baths
1,086sqft
$198,900
$183price/sqft
$1,514/moest. monthly cost
$60,560/yrincome needed

About This Home

Full of charm and beaming with potential, this delightful 2-bedroom, 1-bath vintage home is ready for its next chapter. From the moment you step inside, you'll feel the warmth and character that only a well-loved home can offer. Original details and unique touches give this space a personality all its own, while the functional layout provides a great foundation for updates or customization. Whether you're looking to restore its classic appeal or add your own modern flair, the possibilities here are truly exciting. Perfect for first-time buyers, investors, or anyone with a vision, this property is a rare opportunity to create something special. With a little imagination, this charming home can become a one-of-a-kind gem.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

3/10
2/10
Pueblo Academy of ArtsGrades 6-82.5 mi
3/10
Central High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1913

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Window Coverings

Interior Area

  • Total structure area: 1,086
  • Total interior livable area: 1,086 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 276

Master Bedroom

  • Level: Main
  • Area: 80

Property

Details

  • Parcel number: 1501113005
  • Zoning: R-5
  • Special condition: Standard

Features

  • Patio & porch: Stoop-Front
  • Fencing: Wood Fence-Rear

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: x x

Parking

  • Parking features: RV Access/Parking,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,005$12,060
Home Insurance *$237$2,844
Property Taxes $86$1,032
Electricity $186$2,232
Total$1,514$18,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,908/yr
40% on housing$45,420/yr
45% on housing$40,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 81004$86
Pueblo County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 81004$139
Pueblo County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$198,900
2026-05-07Listing removed$198,900
2026-04-30Listed for sale$198,900
2026-04-01Listing removed$207,900
2025-10-02Listed for sale$207,900
1997-12-24Sold$38,000

For Sale by Agent

AgentYour Hometown Team
BrokerageSorella Real Estate

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