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940 Elm St, Pueblo, CO, 81004

2beds
1baths
994sqft
$239,900
$241price/sqft
$1,787/moest. monthly cost
$71,480/yrincome needed

About This Home

Cozy and well-kept 2 bedroom, 1 bathroom rancher located in a quiet neighborhood! This charming home features a freshly painted interior, hardwood flooring, spacious living and dining areas, and generously sized bedrooms. The kitchen offers plenty of cabinet space, plus a large mud/laundry room for added convenience. Outside, enjoy a low-maintenance xeriscaped front and back yard with mature trees, a covered patio perfect for BBQs or entertaining, and a partially privacy-fenced backyard. The 2+ car garage provides great space for parking, storage, or hobbies. Come see this inviting home for yourself! DON'T LOSE OUT!!!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
2/10
Pueblo Academy of ArtsGrades 6-82.6 mi
3/10
Central High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Storage Only/Cellar

Bedroom2

  • Level: Main
  • Area: 130.56

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 140

Features

  • New Paint,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Hardwood

Interior Area

  • Total structure area: 994
  • Total interior livable area: 994 sqft

Kitchen

  • Level: Main
  • Area: 138.6

Living Room

  • Level: Main
  • Area: 204.4

Master Bedroom

  • Level: Main
  • Area: 183.95999999999998

Property

Details

  • Parcel number: 1501403014
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Porch-Covered-Front,Patio-Covered-Rear
  • Exterior features: Outdoor Lighting-Front,Outdoor Lighting-Rear
  • Fencing: Metal Fence-Rear,Wood Fence-Rear,Block Fence-Rear

Lot

  • Lot size: 3,484 sqft
  • Features: Rock-Front,Rock-Rear,Trees-Front
  • Lot size dimensions: 30 x 115.5

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage Detached
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$285$3,420
Property Taxes $103$1,236
Electricity $186$2,232
Total$1,787$21,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,268/yr
40% on housing$53,610/yr
45% on housing$47,653/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 81004$86
Pueblo County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 81004$139
Pueblo County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$239,900
2008-11-26Sold$35,000

For Sale by Agent

AgentRudy Stupar
BrokerageRocky Mountain Realty

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