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221 N El Camino Real Spc 11, Oceanside, CA, 92058

2beds
2baths
900sqft
$249,950
$278price/sqft
$1,842/moest. monthly cost
$73,680/yrincome needed

About This Home

Move-In Ready Home in a Prime Oceanside Location! Discover this well-maintained 1968 home located in the desirable Oceanside Terrace community in Oceanside, CA. Featuring 2 bedrooms, 2 bathrooms, and a spacious open-concept floor plan, this home offers comfortable everyday living with plenty of natural light throughout. The inviting living and dining areas flow seamlessly into the well-appointed kitchen, complete with ample cabinetry and workspace. The primary suite offers privacy and comfort, while the second bedroom and full bathroom provide flexibility for guests, a home office, or hobbies. Additional features include indoor laundry, a covered carport, and low-maintenance outdoor spaces. With affordable space rent of just $795 per month and a convenient location near shopping, dining, beaches, and everyday amenities, this is an excellent opportunity to enjoy the Southern California lifestyle at an attainable price. Don't miss your chance to make this move-in ready home your own!

Getting Around

76
WalkingVery Walkable
36
TransitSome Transit
50
BikeBikeable

Schools

2/10
Jefferson Middle SchoolGrades 6-82.3 mi
5/10
Oceanside High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1968

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: None

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 1580520400
  • On leased land: Yes
  • Lease amount: 795
  • Special condition: Standard

Features

  • Entry location: Near Front Door
  • Pool features: None

Lot

  • Features: Irregular Lot

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$42$504
Property Taxes $139$1,668
Electricity $398$4,786
Total$1,842$22,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,154/yr
40% on housing$55,260/yr
45% on housing$49,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 92058$386
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92058$547
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$249,950

For Sale by Agent

AgentBRUCE DAVIES
BrokerageHarmony Communities

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