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1321 15th St, Greeley, CO, 80631

3beds
3baths
2,267sqft
$374,900
$165price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

Charming 1926 bungalow-style home located catty-corner from Greeley Central High School and minutes from UNC, downtown restaurants, and shopping! This home masterfully blends timeless historic character with extensive modern updates, making it an exceptional turn-key primary residence, student rental, roommate setup, or house-hacking opportunity.Step inside to a spacious, light-filled living room that flows into the dining room, featuring south-facing windows, a cozy wood-burning fireplace, and a nearby main-level bathroom. The updated kitchen showcases original exposed brick from the home's historic fireplace alongside granite countertops, stainless steel appliances, premium LVP flooring, and updated lighting. A large main-level family room provides easy access to the 0.16-acre lot and backyard, while the newly constructed covered front patio offers a welcoming place to relax.Upstairs, the expansive primary bedroom serves as a private retreat with French doors leading to a large upper deck with brand-new railing. The upper level also includes a full bath and an updated half bath with direct deck access, ideal for guests and entertaining.The clean, finished basement offers two additional bedrooms, a laundry room, and recreation area. Staying true to the home's 1926 charm, the basement features 6-foot ceilings.Car enthusiasts and EV owners will love the oversized, heated one-car garage, which easily accommodates a vehicle plus a motorcycle and includes a smart opener and a 220-volt EV hookup. Outside, the fully fenced backyard offers ultimate privacy with mature trees, a dog run, and a massive concrete patio ideal for entertaining. Additional upgrades include brand-new carpet and fresh paint throughout, an impact-resistant roof, smart sprinkler system, smart garage door system, and original hardwood floors beneath the main-level carpet. Don't miss this opportunity to own a transparently updated, historic gem in an unbeatable location!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

2/10
3/10
Heath Middle SchoolGrades 6-83.0 mi
5/10

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedroom2

  • Level: Basement
  • Area: 204
  • Dimensions: 12 x 17

Bedroom3

  • Level: Basement
  • Area: 88
  • Dimensions: 8 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Family Room

  • Level: Lower
  • Area: 300
  • Dimensions: 15 x 20

Features

  • Eat-in Kitchen,Separate Dining Room
  • Door features: French Doors
  • Window features: Window Coverings,Wood Frames
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area above ground: 1,478

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 1,478
  • Total interior livable area: 2,267 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 13 x 15

Laundry

  • Level: Basement
  • Area: 96
  • Dimensions: 8 x 12

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Primary Bedroom

  • Features: Half Primary Bath,Full Primary Bath
  • Level: Upper
  • Area: 176
  • Dimensions: 11 x 16

Recreation Room

  • Level: Basement
  • Area: 253
  • Dimensions: 11 x 23

Study

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Property

Details

  • Parcel number: R3072886
  • Zoning: RES
  • Special condition: Private Owner
  • Exclusions: Items used for staging

Features

  • Levels: Tri-Level
  • Patio & porch: Patio,Deck
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Wood,Chain Link,Dog Run/Kennel

Lot

  • Lot size: 6,881 sqft
  • Features: Deciduous Trees,Level,Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$261$3,132
Property Taxes $171$2,052
Electricity $186$2,232
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 80631$158
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80631$202
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$374,900
2026-06-26Price change$379,000
2026-06-23Price change$382,000
2026-06-18Price change$385,000
2026-06-15Price change$387,500
2026-06-05Listed for sale$390,000
2016-05-02Sold$168,000
2016-03-14Listed for sale$160,000
1997-12-01Sold$126,000

For Sale by Agent

AgentDuane Penny
BrokerageColdwell Banker Realty-NOCO

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