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2204 20th St, Greeley, CO, 80631

3beds
2baths
2,575sqft
$575,000
$223price/sqft
$3,765/moest. monthly cost
$150,600/yrincome needed

About This Home

No HOA, NO METRO DISTRICT + A SHOP! Very hard to come by!!! PRICE IMPROVEMENT! Welcome Home to this amazing, one of a kind property in Greeley with NO HOA!! Boasting a charming 3-bedroom, 2-bathroom all-brick tri-level home that is nestled on a spacious half-acre lot in the center of town! This property includes a impressive, large, and versatile 1,500 sq. ft. heated shop is fully wired with 220V power, equipped with built-in airlines, and includes an air compressor-perfect for mechanics, hobbyists, or small business use and plenty of space to park your RV! A rare in-town find with everything ready to go! Property is perfectly located near Glenmere Park, the hospital, downtown, and all local amenities, this property offers both convenience and comfort. Step inside to find a warm layout with plenty of natural light. Enjoy relaxing in the sunroom or entertain guests on the covered patio, overlooking the large, private backyard. This home offers great potential with solid bones and is ready for your personal touch and updates as well as plenty of outdoor space in a very sought-after location! Don't miss this rare find-schedule you're showing today! This property is being sold As Is.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
6/10
Brentwood Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Tar/Gravel
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13 x 11

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Eat-in Kitchen,Separate Dining Room,Workshop
  • Window features: Window Coverings,Bay or Bow Window
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 2,075

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,575
  • Total interior livable area: 2,575 sqft

Kitchen

  • Level: Main
  • Area: 187
  • Dimensions: 17 x 11

Laundry

  • Level: Lower
  • Area: 150
  • Dimensions: 15 x 10

Primary Bedroom

  • Features: Shared Primary Bath,3/4 Primary Bath,Full Primary Bath
  • Level: Upper
  • Area: 165
  • Dimensions: 15 x 11

Property

Details

  • Parcel number: R3573386
  • Zoning: Sfr
  • Special condition: Private Owner
  • Exclusions: Mineral Right and sellers personal property

Features

  • Levels: Tri-Level
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.53 Acres
  • Features: Deciduous Trees,Sloped,City Limits,Paved,Sidewalks,Mineral Rights Excluded

Parking

  • Total spaces: 6
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$401$4,812
Property Taxes $263$3,156
Electricity $194$2,332
Total$3,765$45,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,085/yr
40% on housing$112,950/yr
45% on housing$100,400/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 80631$157
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80631$202
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-28Price change$575,000
2025-09-17Price change$595,000
2025-09-02Price change$610,000
2025-08-19Price change$620,000
2025-07-19Listed for sale$630,000
2000-06-23Sold$198,000

For Sale by Agent

AgentKristi Bolt
Brokerage970 Real Estate, LLC

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