1021 Charlotte St, Johnstown, CO, 80534
About This Home
Welcome to a truly one-of-a-kind property nestled in the heart of Johnstown-where location, lifestyle, and unique amenities come together seamlessly with NO HOA. Just steps from local parks, the middle school, and vibrant downtown, with easy bike access to the high school and nearby YMCA, this home offers unmatched convenience in a highly desirable setting.This thoughtfully designed ranch-style home features three bedrooms and two bathrooms, offering comfortable, single-level living. Inside, you'll find a spacious family room complete with custom built-ins, creating the perfect space to relax or entertain. The galley kitchen with eat-in dining provides both functionality and charm, while the oversized laundry room adds everyday convenience.What truly sets this property apart is its incredible array of amenities. Enjoy year-round relaxation in your private indoor saltwater pool, complete with a dedicated pool shower and a indoor sauna-your own personal wellness retreat.Car enthusiasts, hobbyists, or those in need of extra storage will appreciate the oversized one-car attached garage, along with a two-car oversized detached garage/shop with alley access-ideal for projects, equipment, or additional vehicles.Step outside to a meticulously maintained, maintenance-free backyard designed for privacy and peace of mind. The fully fenced yard is 100% private and secured with heavy-duty steel gates, offering a rare level of security and seclusion.This is more than just a home-it's a lifestyle opportunity in one of Johnstown's most convenient and connected neighborhoods.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Roof: Composition
- Construction materials: Frame,Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Radon Unknown
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Bedroom3
- Level: Basement
- Area: 120
- Dimensions: 10 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Basement
- Area: 312
- Dimensions: 12 x 26
Features
- Eat-in Kitchen,Cathedral Ceiling(s),Workshop,Pantry,Walk-In Closet(s),Sauna,Beamed Ceilings
- Window features: Skylight(s),Window Coverings
- Number of fireplaces: 1
- Fireplace features: Rough-in Fireplace,One
- Fireplace: Yes
- Finished area below ground: 967
- Finished area above ground: 1,926
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Wall/Window Unit(s),Ceiling Fan(s)
Interior Area
- Total structure area: 2,893
- Total interior livable area: 2,893 sqft
Kitchen
- Level: Main
- Area: 117
- Dimensions: 9 x 13
Laundry
- Level: Basement
- Area: 104
- Dimensions: 8 x 13
Living Room
- Level: Main
- Area: 208
- Dimensions: 13 x 16
Primary Bedroom
- Features: Shared Primary Bath,Full Primary Bath
- Level: Main
- Area: 210
- Dimensions: 10 x 21
Study
- Level: Basement
- Area: 120
- Dimensions: 10 x 12
Property
Accessibility
- Accessibility features: Level Lot,Level Drive,Main Floor Bath,Accessible Bedroom
Details
- Parcel number: R4498086
- Zoning: R
- Special condition: Private Owner
- Exclusions: Seller's Personal Property,Decorative Bell at Front Entry
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Private
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood,Security,Other,Metal
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 7,813 sqft
- Features: Evergreen Trees,Deciduous Trees,Level,Historic District,City Limits,Xeriscape,Paved,Curbs,Gutters,Sidewalks,Street Light,Alley,Water Rights Excluded,Mineral Rights Excluded
Parking
- Total spaces: 3
- Parking features: RV Access/Parking,Attached,Heated Garage,Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,362 | $40,344 |
| Home Insurance * | $380 | $4,560 |
| Property Taxes | $304 | $3,648 |
| Electricity | $218 | $2,620 |
| Total | $4,264 | $51,168 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listed for sale | $674,999 |
| 2025-10-22 | Listing removed | $675,000 |
| 2025-05-17 | Price change | $675,000 |
| 2025-04-29 | Listed for sale | $600,000 |
| 2022-12-07 | Listing removed | -- |
| 2022-07-02 | Price change | $700,000 |
| 2022-06-03 | Listed for sale | $685,000 |
| 2022-04-29 | Pending sale | $685,000 |
| 2022-04-23 | Listed for sale | $685,000 |
| 2022-04-02 | Pending sale | $685,000 |
| 2022-02-08 | Listed for sale | $685,000 |
| 2006-05-30 | Sold | $199,900 |
| 2004-10-15 | Sold | $193,050 |
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