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342 Main St, Erie, CO, 80516

4beds
5baths
2,080sqft
$894,900
$430price/sqft
$5,486/moest. monthly cost
$219,440/yrincome needed

About This Home

Old Town Erie Brick Ranch w/2-story 800 finished sq ft ADU w/2 individual garage spaces is a turnkey investment not to pass up! Open floor space Ranch main house is recently thoughtfully updated with LVP throughout, SS appliances, A/C, Kitchen Island w/Butcher Block countertops, hardwood cabinets, tankless water heater. Basement features a Kitchenette, 2 bedrooms & 2 full bathrooms w/a rec room. 2 bed 2 bath ADU has LVP throughout, Butcher Block countertops, SS appliances, SE prairie view Trex deck and covered Mt view deck perfect for 4th of July firework viewing & stargazing. Both properties have residents who want to renew their leases once expired

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

9/10
Erie Elementary SchoolGrades PK-50.3 mi
6/10
Erie Middle SchoolGrades 6-80.3 mi
8/10
Erie High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Fiberglass,Shake
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Basement
  • Area: 143
  • Dimensions: 13 x 11

Bedroom4

  • Level: Basement
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Features

  • Open Floorplan
  • Door features: 6-Panel Doors
  • Window features: Window Coverings
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 16 x 10

Laundry

  • Level: Basement
  • Area: 108
  • Dimensions: 9 x 12

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 19 x 16

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Recreation Room

  • Level: Basement
  • Area: 247
  • Dimensions: 19 x 13

Property

Accessibility

  • Accessibility features: Level Lot,Level Drive,Main Floor Bath,Accessible Bedroom

Details

  • Parcel number: R8975335
  • Zoning: Residentia
  • Special condition: Private Owner
  • Exclusions: Residents personal possessions

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: Mountain(s),Hills,Plains View

Lot

  • Lot size: 0.26 Acres
  • Features: Deciduous Trees,Native Plants,Level,City Limits,Paved,Curbs,Sidewalks,Street Light,Alley,Fire Hydrant within 500 Feet,Mineral Rights Excluded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$365$4,380
Property Taxes $410$4,920
Electricity $186$2,232
Total$5,486$65,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,091/yr
40% on housing$164,580/yr
45% on housing$146,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 80516$237
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80516$217
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$894,900
2026-05-19Listed for sale$939,900
2026-04-14Listing removed$2,500
2026-04-02Listed for rent$2,500
2026-01-13Listing removed$2,500
2025-12-05Price change$2,500
2025-11-07Price change$2,650
2025-09-25Listed for rent$2,700
2020-07-30Sold$350,000
2020-07-16Pending sale$350,000
2020-07-10Listed for sale$350,000
2020-07-03Pending sale$350,000
2020-06-27Listed for sale$350,000

For Sale by Agent

AgentKevin Chard
BrokeragePhoenix Realty & Property Mngt

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