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3741 Tittabawassee Rd, Saginaw, MI, 48604

4beds
3baths
1,776sqft
$575,000
$324price/sqft
$4,290/moest. monthly cost
$171,600/yrincome needed

About This Home

Welcome to 3741 Tittabawassee Road, Saginaw Township, 48604, and what could be your new location for your Business. Located near many existing businesses and the new Gerber facility under construction, which makes this a “Prime Location” for just about any business. Currently, the building has been operated as a State Farm agency for over 30 years, which is now moving by the end of September 2025. This all-brick building with a handicap ramp right off the front entrance makes it accessible for all your clients. Inside the building, you will find it well-maintained and ready for use. There are multiple office areas, bathrooms, a limited kitchen area, a basement, plus a separate area for an office that a “second” business could rent out. All this is located on over two acres of land.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
6/10
White Pine Middle SchoolGrades 6-84.5 mi
6/10
Heritage High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Basement,Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom1

  • Features: Laminate
  • Level: Main
  • Area: 112

Bathroom2

  • Features: Linoleum
  • Level: Main
  • Area: 64

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 450

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 165

Bedroom3

  • Features: Carpet
  • Level: Main
  • Area: 195

Bedroom4

  • Features: Carpet
  • Level: Main
  • Area: 280

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Sump Pump
  • Window features: Window Treatments
  • Flooring: Hardwood,Carpet,Laminate,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,776

Great Room

  • Level: Lower
  • Area: 180

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,136
  • Total interior livable area: 1,776 sqft

Kitchen

  • Area: 0

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 280

Property

Details

  • Parcel number: 23124032034000
  • Zoning description: Commercial,Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Frontage type: Road
  • Frontage length: 149

Lot

  • Lot size: 2.94 Acres
  • Features: Cleared,Main Street,Graded,Platted
  • Lot size dimensions: 149 x 604

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$548$6,576
Property Taxes $642$7,704
Electricity $193$2,324
Total$4,290$51,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,085/yr
40% on housing$128,700/yr
45% on housing$114,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 48604$75
Saginaw County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 48604$118
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-26Listed for sale$580,000

For Sale by Agent

AgentConnie Reppuhn
BrokerageCentury 21 Signature Realty

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