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1427 Brown St, Saginaw, MI, 48601

5beds
1baths
1,078sqft
$65,000
$60price/sqft
$782/moest. monthly cost
$31,280/yrincome needed

About This Home

This is a rate find in the historical Cathedral district a 5 bedroom home that needs a little pick me up and would be ready for a new family or would make an excellent additon to a portfolio as an investment. Take a look today, this one won't last !

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
Jessie Loomis SchoolGrades PK-51.4 mi

Construction

Condition

  • Year built: 1902

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bedroom1

  • Level: First
  • Area: 90

Bedroom2

  • Level: First
  • Area: 81

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: Second
  • Area: 120

Bedroom5

  • Level: Second
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,078

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,002
  • Total interior livable area: 1,078 sqft

Kitchen

  • Level: First
  • Area: 182

Property

Details

  • Parcel number: 08 0723 00000
  • Special condition: Trust

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$194$2,328
Property Taxes $72$864
Electricity $188$2,259
Total$782$9,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,811/yr
40% on housing$23,460/yr
45% on housing$20,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$37
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$65,000
2014-06-12Sold$5,500
2013-06-13Sold$5,500
2004-03-24Sold$1,000
2003-02-07Sold$16,250

For Sale by Agent

AgentTina Langley
BrokerageKeller Williams Preferred

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