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817 E Holland Ave, Saginaw, MI, 48601

6beds
3baths
3,269sqft
$279,000
$85price/sqft
$2,909/moest. monthly cost
$116,360/yrincome needed

About This Home

OPEN HOUSE , FRIDAY FROM 3PM-5PM , SATURDAY FROM 1PM-4PM AND SUNDAY 2PM-4PM! Check out this majestic home ! This historic 3,269-square-foot estate at 817 E Holland Ave is a rare architectural treasure, boasting its stunning original woodwork beautifully intact. Nestled in the heart of Saginaw’s prestigious Cathedral District, this grand 1904 residence seamlessly pairs timeless turn-of-the-century craftsmanship with modern amenities. The expansive floor plan offers 6 spacious bedrooms, a modernized kitchen, and 2.5 refreshed bathrooms. Complete with a highly unique attached and detached garage setup, this property is an absolute dream for preservationists and historic home lovers seeking a level of character that simply cannot be replicated today. The true beauty and majestic presence of this home cannot be fully captured in words—it must be experienced in person. Prepare to have your breath taken away. Schedule your private showing today for a rare opportunity to own your very own piece of history!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
Jessie Loomis SchoolGrades PK-51.4 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom

  • Level: Second
  • Area: 342

Bedroom1

  • Level: First
  • Area: 234

Bedroom2

  • Level: First
  • Area: 110

Bedroom3

  • Level: Second
  • Area: 140

Bedroom4

  • Level: Second
  • Area: 144

Bedroom5

  • Level: Second
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,269

Heating

  • Heating features: Hot Water,Natural Gas

Interior Area

  • Total structure area: 4,942
  • Total interior livable area: 3,269 sqft

Kitchen

  • Area: 192

Property

Details

  • Parcel number: 08 0724 00000
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 60 x 150.50

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$832$9,984
Property Taxes $311$3,732
Electricity $356$4,278
Total$2,909$34,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,737/yr
40% on housing$87,270/yr
45% on housing$77,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$36
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$279,000
2000-12-01Sold$13,000

For Sale by Agent

AgentTina Langley
BrokerageKeller Williams Preferred

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