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611 S 4th Ave, Saginaw, MI, 48601

6beds
2baths
2,100sqft
$24,000
$11price/sqft
$447/moest. monthly cost
$17,880/yrincome needed

About This Home

Discover a piece of Saginaw's rich heritage at 611 S 4th Ave, a distinguished single-family residence constructed in 1904. Spanning 6 bedrooms, this historic property is prime and ready for its final interior transformation. The heavy lifting has already been done: the home features an entirely rewired electrical system, two brand-new structural foundation walls, and a complete new roof. The basement also features an egress window, providing the perfect opportunity to add a legal 6th bedroom or additional living space. If you are looking for a solid property where you can finish the interior to your exact specifications and capture immediate equity, this is it. Agent Disclosure: Listing agent is a licensed real estate salesperson in the State of Michigan and holds a personal ownership interest in the subject property.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

1/10
The Success AcademyGrades 3-120.6 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Basement,Block
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Basement
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,100

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 2,100 sqft

Other

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Primary Bathroom

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Property

Details

  • Parcel number: 10024200000
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 43.83 x 120

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $121$1,452
Home Insurance *$71$852
Property Taxes $26$312
Electricity $229$2,748
Total$447$5,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,325/yr
40% on housing$13,410/yr
45% on housing$11,920/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$11This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$38
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$24,000
2026-05-24Listed for sale$38,500
2024-09-30Sold$10,000
2024-09-19Pending sale$15,000
2024-08-20Price change$15,000
2024-07-26Price change$20,000
2024-06-18Price change$25,000
2024-05-23Listed for sale$30,000
2023-12-28Sold$2,500
2023-12-25Pending sale$2,500
2023-12-20Listed for sale$2,500
2023-12-14Pending sale$2,500
2023-12-13Listed for sale$2,500

For Sale by Agent

AgentMarquaveon McKinney
BrokerageRealtyflo Inc

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