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3400 Fulton St, Saginaw, MI, 48601

2beds
1baths
788sqft
$42,000
$53price/sqft
$571/moest. monthly cost
$22,840/yrincome needed

About This Home

2 bedroom 1 bathroom with rental potential. Great investment or starter home. Could potentially rent at $850 per month.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Jessie Loomis SchoolGrades PK-50.4 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: MI Basement

Bathroom1

  • Features: Laminate
  • Level: First
  • Area: 36

Bedroom1

  • Features: Laminate
  • Level: First
  • Area: 110

Bedroom2

  • Features: Laminate
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 788

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,556
  • Total interior livable area: 788 sqft

Kitchen

  • Features: Laminate
  • Level: First
  • Area: 110

Living Room

  • Features: Laminate
  • Level: First
  • Area: 242

Property

Details

  • Parcel number: 10108600000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 40

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Sidewalks,City Lot
  • Lot size dimensions: 40 x 125

Parking

  • Total spaces: 1.5
  • Parking features: Garage,Attached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212$2,544
Home Insurance *$125$1,500
Property Taxes $46$552
Electricity $188$2,259
Total$571$6,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,577/yr
40% on housing$17,130/yr
45% on housing$15,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$38
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$42,000
2026-06-26Listed for sale$42,000
2026-01-12Listing removed$850
2025-12-30Listed for rent$850
2018-07-26Listing removed$525
2018-07-21Price change$525
2018-05-23Price change$500
2018-05-14Listed for rent$525
2018-04-14Listing removed$525
2018-03-13Listed for rent$525
2009-06-04Sold$3,000

For Sale by Agent

AgentAngie Muehlfeld
BrokerageCentury 21 Signature - Frankenmuth

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