2604 Owen St, Saginaw, MI, 48601
About This Home
Turnkey and income-producing opportunity! This is 2604 Owen Street in Saginaw—an updated 2-bedroom, 1-bath home designed for both comfortable living and immediate rental potential. Featuring updated flooring, fresh paint, stainless steel appliances, and a remodeled bathroom, this property is fully prepared for its next owner. The fully fenced all around with a secure metal gate offers added privacy, along with a two-car detached garage. A standout feature is the enclosed back patio with a built-in bar, creating a unique lounge-style space perfect for entertaining or enhancing guest experience. Sold fully furnished, this home includes complete living room and bedroom sets, big-screen TVs, and a washer and dryer—making it truly move-in ready or ideal for short- or long-term rental use. Currently set up as a turnkey business opportunity, the property includes a smart security system with cameras and individual door access via coded entry, allowing for efficient and modern property management. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom1
- Level: Main
Bedroom1
- Level: Main
- Area: 132
Bedroom2
- Level: Main
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 772
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 772
- Total interior livable area: 772 sqft
Kitchen
- Area: 0
Property
Details
- Parcel number: 11109300000
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 50
Lot
- Lot size: 6,534 sqft
- Lot size dimensions: 6500
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $302 | $3,624 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $66 | $792 |
| Electricity | $188 | $2,259 |
| Total | $734 | $8,808 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $69,900 |
| 2026-04-10 | Listed for sale | $74,900 |
| 2003-11-04 | Sold | $11,559 |
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