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3250 Douglass St, Saginaw, MI, 48601

3beds
1baths
936sqft
$16,900
$18price/sqft
$341/moest. monthly cost
$13,640/yrincome needed

About This Home

Yes, it needs work. It is complete, but the rear basement poured wall is leaning in, substantially, and will need to be either repaired or replaced. Seller was advised that repairing will result in a much higher price, and seller is not interested in making repairs. He just wants it gone. His loss, is your gain. Almost a 1000 sq ft ranch home, just built in 1970, in this area is worth much more. Seller will not make repairs, seller will not turn on utilities, however he has disclosed that the utilities were in good condition at the time they were shut off last fall. The 30 foot lot next door, is included making this parcel 90 x 120. There is newer construction in the area. Very close to the park, with water access to the River. This is a Rare opportunity.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Jessie Rouse SchoolGrades PK-50.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom1

  • Features: Vinyl
  • Level: First
  • Area: 63

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 121

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 110

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 936 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 156

Living Room

  • Features: Carpet
  • Level: First
  • Area: 144

Property

Details

  • Parcel number: 12 0095 00100 & 12 0094 00100
  • Zoning description: Residential
  • Special condition: Private

Features

  • Frontage type: Road
  • Frontage length: 90

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 90 x 120

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $85$1,020
Home Insurance *$50$600
Property Taxes $18$216
Electricity $188$2,259
Total$341$4,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,691/yr
40% on housing$10,230/yr
45% on housing$9,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$18This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$38
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$16,900
2026-07-13Listed for sale$17,900

For Sale by Agent

AgentRobert Young II
BrokerageRiverview Realty

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