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2120 Stark St, Saginaw, MI, 48602

3beds
2baths
1,596sqft
$84,900
$53price/sqft
$844/moest. monthly cost
$33,760/yrincome needed

About This Home

Investment ready to add to portfolio. This well maintained 2 unit located in a desirable location. Ready for new owner to start making money.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Stone SchoolGrades PK-60.1 mi
2/10
Thompson Middle SchoolGrades 7-81.7 mi

Construction

Condition

  • Year built: 1884

Materials

  • Foundation: Basement

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Property

Details

  • Parcel number: 13 0293 00000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,200 sqft
  • Lot size dimensions: 60 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$133$1,596
Property Taxes $94$1,128
Electricity $188$2,259
Total$844$10,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,937/yr
40% on housing$25,320/yr
45% on housing$22,506/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$84,900
2026-03-12Listed for sale$89,900
2026-03-06Pending sale$89,900
2026-02-28Listed for sale$89,900
2014-05-09Sold$14,304
2008-12-30Sold$32,900

For Sale by Agent

AgentMaria Garcia
BrokerageMid-Mitten Realty

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