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3323 Peale Dr, Saginaw, MI, 48602

3beds
2baths
2,611sqft
$193,900
$74price/sqft
$1,784/moest. monthly cost
$71,360/yrincome needed

About This Home

Welcome home to this well-maintained 3-bedroom, 2-full-bath home located in a quiet subdivision. This inviting property features hardwood floors, a cozy fireplace in the living room, and a formal dining room perfect for entertaining. The full basement offers a spacious recreation room, with the pool table and two stand-up freezers included. Enjoy outdoor living in the screened-in porch overlooking the fenced backyard. A 2½-car garage with an additional storage area provides plenty of room for storage, tools, and hobbies. Don't miss this wonderful opportunity to own a home with space, comfort, and great location!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Kempton Elementary SchoolGrades PK-50.3 mi
2/10
Thompson Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Features: Wood
  • Level: First
  • Area: 225

Bedroom2

  • Features: Wood
  • Level: First
  • Area: 91

Bedroom3

  • Features: Wood
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 100

Family Room

  • Level: Basement
  • Area: 272

Features

  • Bar
  • Flooring: Ceramic Tile,Hardwood,Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,411

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,822
  • Total interior livable area: 2,611 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 98

Living Room

  • Features: Wood
  • Level: First
  • Area: 252

Property

Details

  • Parcel number: 13 0488 00000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Frontage type: Road
  • Frontage length: 85

Lot

  • Lot size: 10,454 sqft
  • Features: Large Lot - 65+ Ft.,Subdivision
  • Lot size dimensions: 85 x 125

Parking

  • Total spaces: 2.5
  • Parking features: 2 Spaces,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$304$3,648
Property Taxes $216$2,592
Electricity $284$3,417
Total$1,784$21,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,165/yr
40% on housing$53,520/yr
45% on housing$47,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$51
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$185,900
2026-07-21Price change$193,900
2026-07-13Listed for sale$199,000
2021-09-17Sold$117,900

For Sale by Agent

AgentBob & Janel Scharich
BrokerageBerkshire Hathaway HomeServices

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