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1907 Morgan St, Saginaw, MI, 48602

2beds
1baths
834sqft
$52,900
$63price/sqft
$597/moest. monthly cost
$23,880/yrincome needed

About This Home

2 bedroom, 1 bath home with a long-term tenant already in place—an easy, addition to your portfolio. This property offers immediate rental income and steady occupancy, making it a great option for those looking to grow investments. A great opportunity to step in and start collecting rent from day one. The home does need some TLC, allowing the next owner to update and add value over time.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Kempton Elementary SchoolGrades PK-60.8 mi
2/10
Thompson Middle SchoolGrades 7-81.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Vinyl
  • Level: Main
  • Area: 32

Bedroom1

  • Features: Vinyl
  • Level: Main
  • Area: 132

Bedroom2

  • Features: Vinyl
  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 834

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 834
  • Total interior livable area: 834 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Features: Vinyl
  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 13 0600 00000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 40

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 40 x 103

Parking

  • Total spaces: 1.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $267$3,204
Home Insurance *$83$996
Property Taxes $59$708
Electricity $188$2,259
Total$597$7,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,468/yr
40% on housing$17,910/yr
45% on housing$15,920/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-21Listed for sale$52,900
2024-04-02Listing removed$52,900
2024-03-29Listed for sale$52,900
2024-03-18Pending sale$52,900
2023-08-15Listed for sale$52,900
2022-03-22Sold$47,900
2022-02-10Pending sale$49,900
2022-01-11Listed for sale$49,900
2022-01-11Pending sale$49,900
2021-11-22Price change$49,900
2021-10-26Price change$54,900
2021-10-08Listed for sale$59,900

For Sale by Agent

AgentKelly Wolf
BrokerageBerkshire Hathaway HomeServices

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