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2333 Benjamin St, Saginaw, MI, 48602

3beds
1baths
2,633sqft
$81,777
$31price/sqft
$919/moest. monthly cost
$36,760/yrincome needed

About This Home

An updated Upper/Lower duplex. Both Units update both have original wood floors. Large Rooms in lower unit. 1 bedroom 1 bath lower unit. 2 bedroom 1 bath upper unit. Storage space in the basement for each unit as well as laundry. This property does have tenants we will need to give 24hrs notice to them prior to showing. Also we will need proof of funds prior to scheduling showing as well.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
Stone SchoolGrades PK-60.2 mi
2/10
Thompson Middle SchoolGrades 7-81.6 mi

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Finished area below ground: 1,050
  • Finished area above ground: 1,583

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,633 sqft

Property

Details

  • Parcel number: 13194300000
  • Zoning description: Residential
  • Special condition: Agent Owned,Short Sale No

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 51 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $413$4,956
Home Insurance *$128$1,536
Property Taxes $91$1,092
Electricity $287$3,446
Total$919$11,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,508/yr
40% on housing$27,570/yr
45% on housing$24,506/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$31This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$83,111
2026-04-21Price change$87,777
2026-03-05Listed for sale$89,900
2026-03-02Listing removed$900
2026-01-24Listed for rent$900
2025-06-17Listing removed$809
2025-05-29Price change$809
2025-04-28Listed for rent$827
2024-04-23Listing removed--
2024-04-02Price change$785
2024-03-22Listed for rent$805
2023-04-03Listing removed--
2023-02-28Price change$775
2023-02-17Price change$730
2023-02-15Listed for rent$700
2022-07-19Sold$20,000

For Sale by Agent

AgentArlene Winfield
BrokerageBraven Enterprises LLC

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