815 Reed St, Saginaw, MI, 48602
About This Home
Cash only sale due to condition of garage. The sale of this property is subject to court approval. This cozy 2 bedroom, 1 bath home offers a functional layout and spacious backyard. A solid opportunity for someone looking to invest a little work into a property. Home has been appraised and inspected, both reports are available for review. Appliances and personal property are not included in this sale. No repairs will be made.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom1
- Level: Main
Bedroom1
- Level: Main
- Area: 132
Bedroom2
- Level: Main
- Area: 99
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 818
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 818
- Total interior livable area: 818 sqft
Kitchen
- Level: Main
- Area: 132
Property
Details
- Parcel number: 13 2905 00000
- Special condition: Other/See Remarks
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 45
Lot
- Lot size: 6,534 sqft
- Lot size dimensions: 45 x 141
Parking
- Total spaces: 1.5
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $273 | $3,276 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $60 | $720 |
| Electricity | $188 | $2,259 |
| Total | $605 | $7,260 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $54,000 |
| 2014-09-17 | Sold | $17,000 |
View on Zillow