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2002 N Carolina St, Saginaw, MI, 48602

2beds
2baths
2,240sqft
$100,000
$45price/sqft
$1,016/moest. monthly cost
$40,640/yrincome needed

About This Home

Two unit property - each unit is one bedroom, 1 bath. Buyers agent to verify all information in this listing.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Kempton Elementary SchoolGrades PK-50.6 mi
2/10
Thompson Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Details

  • Parcel number: 14 0180 00000
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage length: 55

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 5489

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$156$1,872
Property Taxes $111$1,332
Electricity $244$2,931
Total$1,016$12,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,834/yr
40% on housing$30,480/yr
45% on housing$27,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listing removed$650
2026-07-15Price change$100,000
2026-07-08Price change$650
2026-06-16Listed for sale$110,000
2026-05-13Listed for rent$725
2023-08-15Listing removed--
2023-08-09Listed for sale$95,000
2023-01-27Listing removed$79,900
2022-10-24Price change$79,900
2022-10-19Price change$84,900
2022-10-03Price change$89,900
2022-08-09Listed for sale$95,000
2022-04-26Listing removed--
2022-04-06Listed for sale$95,000
2021-08-06Sold$80,000
2021-07-20Pending sale$87,900
2021-06-22Listed for sale$87,900

For Sale by Agent

AgentChristopher R Gebrael
BrokerageGebrael Management

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