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2021 Benjamin St, Saginaw, MI, 48602

2beds
1baths
945sqft
$75,000
$79price/sqft
$767/moest. monthly cost
$30,680/yrincome needed

About This Home

Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone recent updates. Section 8 pays directly to the owner. The rent is $1095, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Stone SchoolGrades PK-60.1 mi
2/10
Thompson Middle SchoolGrades 7-81.5 mi
4/10
Arthur Hill High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1884

Materials

  • Foundation: Block,Michigan Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 10 X 11

Bedroom

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 945

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 945 sqft

Kitchen

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Living Room

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Other

  • Level: Entry

Property

Details

  • Parcel number: 14058200000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 60 x 120

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$117$1,404
Property Taxes $83$996
Electricity $188$2,259
Total$767$9,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,297/yr
40% on housing$23,010/yr
45% on housing$20,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-31Listing removed$1,000
2025-06-06Listed for rent$1,000
2025-06-02Listed for sale$75,000
2013-11-01Sold$8,000
2012-11-30Sold$39,448

For Sale by Agent

AgentVincent Manganello
BrokerageGreat Lakes Real Estate Agency LLC

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