1815 State St, Saginaw, MI, 48602
About This Home
This 2-bedroom, 1-bath home is a great opportunity for investors or first-time home buyers. Currently tenant-occupied with rental income of $700 per month. Major updates include a new roof in 2024 and hot water heater in 2025, giving peace of mind to the next owner. The furnace is approximately 8 years old. Whether you’re looking to add to your investment portfolio or purchase your first home, this property has plenty of potential and value to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bathroom1
- Level: Entry
Bedroom1
- Level: Entry
- Area: 0
Bedroom2
- Level: Entry
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 816
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,632
- Total interior livable area: 816 sqft
Kitchen
- Area: 0
Property
Details
- Parcel number: 14 0680 00000
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 60
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 60 x 128.4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $55 | $660 |
| Electricity | $188 | $2,259 |
| Total | $573 | $6,876 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $49,900 |
| 2026-05-21 | Listed for sale | $55,000 |
| 2014-07-15 | Sold | $6,000 |
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