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1925 N Oakley St, Saginaw, MI, 48602

2beds
1baths
1,440sqft
$42,000
$29price/sqft
$511/moest. monthly cost
$20,440/yrincome needed

About This Home

A little bit of do it your self equity will go a long way on this 2 bedroom home. Ideally located near Covenant hospital and close to shopping, restaurants and the expressway. Call for your personal showing today. Can be purchased as a bundle with 811 N. Granger, 512 N. Porter, and 920 N. Mason call for details.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Stone SchoolGrades PK-50.2 mi
2/10
Thompson Middle SchoolGrades 6-81.4 mi
4/10

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Basement
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bedroom1

  • Level: First
  • Area: 221

Bedroom2

  • Level: First
  • Area: 88

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 720
  • Finished area above ground: 720

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 720
  • Total interior livable area: 1,440 sqft

Kitchen

  • Area: 110

Living Room

  • Area: 180

Property

Details

  • Parcel number: 14 0770 00000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 45

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 45 x 60

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212$2,544
Home Insurance *$65$780
Property Taxes $46$552
Electricity $188$2,259
Total$511$6,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,520/yr
40% on housing$15,330/yr
45% on housing$13,626/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$29This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$42,000
2020-02-29Listing removed$625
2020-01-07Price change$625
2019-10-22Listed for rent$600
2018-09-21Listing removed$550
2018-09-14Listed for rent$550
2015-11-13Sold$8,627
2013-12-12Sold$14,250
2004-02-13Sold$49,500
2003-11-13Sold$49,500

For Sale by Agent

AgentRoy Lerma
BrokerageFitz You Homes

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