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921 Monroe St, Saginaw, MI, 48602

2beds
1baths
1,126sqft
$14,500
$13price/sqft
$299/moest. monthly cost
$11,960/yrincome needed

About This Home

Come finish up what was started on this two bedroom 1 bath home. Most of the roof and electrical has been updated. Motivated seller.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

2/10
Herig SchoolGrades PK-50.4 mi
2/10
Thompson Middle SchoolGrades 6-81.3 mi
4/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1874

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: First Floor Laundry

Bathroom1

  • Level: First
  • Area: 72

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 143

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,126

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,126
  • Total interior livable area: 1,126 sqft

Kitchen

  • Level: First
  • Area: 121

Living Room

  • Level: First
  • Area: 154

Property

Details

  • Parcel number: 15 0338 00000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Street Lights
  • Fencing: Fenced
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 120

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot,Corner Lot,Sidewalks
  • Lot size dimensions: 120 x 50

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $73$876
Home Insurance *$22$264
Property Taxes $16$192
Electricity $188$2,259
Total$299$3,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,251/yr
40% on housing$8,970/yr
45% on housing$7,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$13This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$14,500
2026-06-24Listed for sale$16,500
2026-06-09Pending sale$16,500
2026-06-01Listed for sale$16,500
2024-06-13Sold$17,500
2024-05-13Price change$19,900
2024-04-29Price change$22,900
2024-03-31Price change$25,000
2024-03-19Listed for sale$29,900

For Sale by Agent

AgentAngie Muehlfeld
BrokerageCentury 21 Signature - Frankenmuth

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