See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

413 N Bond St, Saginaw, MI, 48602

6beds
2baths
3,072sqft
$23,000
$7price/sqft
$512/moest. monthly cost
$20,480/yrincome needed

About This Home

Great Investment opportunity. Fix up property and rent out this 6-bedroom 2-bathroom duplex! Tons of space almost 3100 sqft. Had a fire in the attic dormer, fire damage is 7 rafters wide.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

2/10
Herig SchoolGrades PK-60.4 mi
2/10
Thompson Middle SchoolGrades 7-81.2 mi

Construction

Condition

  • Year built: 1899

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Features: Wood
  • Level: First
  • Area: 100

Bathroom2

  • Features: Wood
  • Level: Second
  • Area: 100

Bedroom

  • Features: Wood
  • Level: First
  • Area: 100

Bedroom1

  • Features: Wood
  • Level: First
  • Area: 100

Bedroom2

  • Features: Wood
  • Level: First
  • Area: 100

Bedroom3

  • Features: Wood
  • Level: First
  • Area: 100

Bedroom4

  • Features: Wood
  • Level: First
  • Area: 100

Bedroom5

  • Features: Wood
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,072

Heating

  • Heating features: None

Interior Area

  • Total structure area: 4,474
  • Total interior livable area: 3,072 sqft

Kitchen

  • Features: Wood
  • Level: First
  • Area: 100

Living Room

  • Features: Wood
  • Level: First
  • Area: 100

Property

Details

  • Parcel number: 16 0470 00100
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 50 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $116$1,392
Home Insurance *$36$432
Property Taxes $25$300
Electricity $335$4,020
Total$512$6,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,554/yr
40% on housing$15,360/yr
45% on housing$13,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$7This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-02Listed for sale$23,000
2025-06-20Sold$25,000
2025-06-11Pending sale$17,500
2025-06-03Price change$17,500
2025-05-15Price change$19,000
2025-04-19Listed for sale$20,000
2023-02-24Listing removed$9,500
2022-12-30Price change$9,500
2022-11-30Price change$17,000
2022-11-23Listed for sale$25,000
2022-06-10Sold$1,000

For Sale by Agent

AgentClayton Prime
BrokerageAll Star Real Estate

Similar Homes