1946 Gratiot Ave, Saginaw, MI, 48602
About This Home
Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone many recent updates. Section 8 pays directly to the owner. Do Not Disturb tenants! Serious buyers only!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1924
Materials
- Foundation: Basement,Block
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Entry
- Area: 110
- Dimensions: 11 X 10
Bedroom
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 879
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total interior livable area: 879 sqft
Kitchen
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Living Room
- Level: Entry
- Area: 121
- Dimensions: 11 X 11
Other
- Level: Entry
Property
Details
- Parcel number: 18017200000
- Special condition: Short Sale No,Standard
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevelwSteps
- Pool features: None
Lot
- Lot size: 5,227 sqft
- Lot size dimensions: 45 x 120
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $94 | $1,128 |
| Electricity | $188 | $2,259 |
| Total | $844 | $10,128 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-13 | Listing removed | $1,100 |
| 2025-07-31 | Listed for rent | $1,100 |
| 2025-07-28 | Listed for sale | $85,000 |
| 2013-06-19 | Sold | $12,666 |
| 2011-11-08 | Sold | $10,000 |
| 2000-02-25 | Sold | $38,000 |
For Sale by Agent
View on Zillow