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903 S Mason St, Saginaw, MI, 48602

5beds
2baths
1,926sqft
$94,900
$49price/sqft
$942/moest. monthly cost
$37,680/yrincome needed

About This Home

This beautifully updated 5-bedroom, 2-bath home offers the perfect blend of space, style, and functionality. Be welcomed by an open floor plan that creates a bright and inviting atmosphere, ideal for both everyday living and entertaining. The updated interior provides a modern feel while still offering warmth and comfort throughout. Each of the five bedrooms is generously sized with great closet space and built-ins, adding both character and convenience. With two full bathrooms and plenty of room for family, guests, or a home office, this home offers flexibility for a variety of lifestyles. The property is currently tenant-occupied, with the tenant paying $800 per month, making this a perfect opportunity for investors looking to build their portfolio.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

5/10
Chester F. Miller SchoolGrades PK-50.7 mi
2/10
Thompson Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First
  • Area: 120

Bedroom2

  • Level: Second
  • Area: 130

Bedroom3

  • Level: Second
  • Area: 132

Bedroom4

  • Level: Second
  • Area: 120

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 140

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,926

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,016
  • Total interior livable area: 1,926 sqft

Kitchen

  • Area: 168

Living Room

  • Area: 196

Property

Details

  • Parcel number: 18 0696 00000
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$148$1,776
Property Taxes $105$1,260
Electricity $210$2,520
Total$942$11,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,297/yr
40% on housing$28,260/yr
45% on housing$25,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$94,900
2026-06-16Listed for sale$100,000
2021-12-13Listing removed--
2021-06-17Listed for sale$61,900
2021-05-17Pending sale$61,900
2021-05-04Listed for sale$61,900
2021-04-24Pending sale$61,900
2021-01-12Price change$61,900
2021-01-11Listed for sale$69,900
2019-05-18Listing removed$55,000
2019-03-25Listed for sale$55,000
2018-02-20Sold$23,430
2017-01-13Sold$24,750
2004-05-28Sold$79,000

For Sale by Agent

AgentAllison Thurston
BrokerageCentury 21 Signature Realty

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